Vice President, Financial Lines Underwriting

WHO WE ARE

Relm is the only specialty insurer dedicated to supporting the world's most innovative industries.

Whether it's with startups harnessing zero-gravity conditions on the ISS to manufacture blindness-curing retinas, global crypto exchanges democratizing crypto trading, or biotech pioneers using gene-editing technology to advance personalized medicine, Relm works lockstep with innovators to understand and underwrite businesses shaping the future.

Relm's team operates out of offices in London, New York, Dubai, Miami, Bermuda, executing market-leading insurance solutions for companies operating in digital assets and web3, AI, the space economy, financial technology, biotech, and more.

WHAT WE ARE LOOKING FOR

Where regular insurers look backwards, Relm differentiates by looking ahead. We operate at the forefront of innovative industries by hiring curious minds with deep sector experience. To continue helping businesses build the future, we need all of our team members to demonstrate curiosity, creativity, courage, and optimism. We need them to be accountable for ideation but able to execute collaboratively. In short: we hire people whose inquisitive minds help them break ground.

We're looking for an experienced Vice President, Financial Lines Underwriter to take a leading role in the continued growth and development of Relm's Financial Lines portfolio.

This is a senior underwriting role with real ownership. You'll help shape portfolio strategy, drive broker relationships, influence product development and lead the underwriting of some of our most complex and strategically important risks.

You'll remain close to the market and hands-on with underwriting, while also playing a key role in developing the wider team and helping define how Relm approaches Financial Lines across both established and emerging industries.

Our clients operate in sectors that are evolving quickly, meaning the risks don't always fit traditional underwriting models. You'll need strong Financial Lines fundamentals, commercial judgement and the curiosity to understand businesses and exposures that may still be developing.

WHAT YOU"LL BE DOING:

• Lead the strategy, planning and performance of the Financial Lines portfolio.
• Underwrite, price and negotiate complex risks in line with Relm's appetite and profitability objectives.
• Build and deepen relationships with wholesale and retail brokers, identifying new opportunities and distribution channels.
• Drive profitable growth, retention and portfolio diversification across Financial Lines.
• Lead, mentor and develop underwriting and support staff, helping build a high-performing team.
• Work closely with senior leadership on underwriting strategy, distribution, reinsurance and product innovation.
• Negotiate and develop policy wordings, endorsements and bespoke coverage structures.
• Use portfolio data and market intelligence to inform underwriting decisions and identify emerging trends.
• Develop subject matter expertise across emerging sectors relevant to Relm's Financial Lines portfolio.
• Collaborate across Underwriting, Product, Claims and other teams to identify cross-sell opportunities and deliver broader client solutions.
• Maintain strong underwriting discipline and ensure adherence to internal frameworks, pricing tools, regulatory requirements and file standards.
• Represent Relm externally with brokers, clients and at industry events and conferences.
• Help improve underwriting processes and ways of working, with a focus on data, technology and efficiency.

WHAT YOU'LL BRING:

• 10+ years' experience within Financial Lines underwriting and/or broking.
• Experience underwriting international or multi-jurisdictional Financial Lines portfolios.
• Strong technical experience across Financial Lines products and complex risks.
• Established relationships with wholesale and/or retail brokers.
• Experience owning or influencing the strategy and performance of a portfolio.
• Proven leadership experience, including mentoring and developing underwriting talent.
• Strong experience negotiating and drafting policy and endorsement wording.
• Excellent commercial judgement and confidence making decisions on complex or unusual risks.
• Strong analytical skills, with the ability to use data to evaluate portfolio performance.
• Confidence engaging with senior brokers, clients and internal stakeholders.
• A recognised insurance qualification such as RPLU, CPCU, ACII, AU or equivalent.
• A bachelor's degree or equivalent experience in insurance, finance, business or a related discipline.
• The ability to travel internationally where required.

NICE TO HAVE:

• Experience working with innovative or emerging industries.
• An interest in sectors such as digital assets, Web3, AI, fintech, biotech, cannabis or other emerging technologies and industries.
• Experience using Power BI, Excel or similar tools to analyse portfolio performance and inform underwriting strategy.

WHAT WE OFFER:

The annual salary for this role is structured within a range of USD $200,000 to USD $225,000, depending on experience and qualifications.

• Paid Public Holidays: Enjoy ten (10) paid public holidays each year, giving you the opportunity to unwind and recharge.
• Generous Paid Time Off (PTO): You'll receive 28 days of Paid Time Off (PTO) annually, giving you the flexibility to take care of personal matters, vacation, or sick days.
• Full Health Coverage: The company fully covers your medical, dental, vision, life, and disability insurance to ensure you and your family are well taken care of.
• 401K Program with Company Match: Plan for your future with access to the company's 401K program, including a 5% company match.
• Professional Development & Mentorship: We invest in your growth through professional development opportunities, training, and mentorship programs, helping you advance in your career.
• Wellness Stipend: Take care of yourself with a monthly wellness stipend to support your health and well-being.
• Commuting & Travel Reimbursement: We offer a commuting reimbursement to help with transportation costs, including parking, making your daily commute easier.
• Wellness Benefits: Stay healthy and active with access to gym memberships, exercise classes, and other wellness perks that promote a balanced lifestyle.
• Your Voice Matters: Work in an environment where your opinions and ideas are valued and play a crucial role in driving the success of our team.
• Endless Growth Opportunities: Enjoy a multitude of career growth opportunities, ensuring that you have the resources to thrive and advance within the company.

At Relm, you won't just join a company - you'll be part of a team that's shaping the future. If you're ready to make an impact, we'd love to hear from you.

WHY YOU'LL LOVE WORKING WITH US

Diversity and inclusion are a given in this day and age; Relm goes beyond the norm to provide genuine support for our team members. We believe in equipping our staff with whatever arsenal they need to do their best work (see below), and our commitment to staff growth is often cited by members as one of their most highly valued benefits.

Relm is a team of innovators redefining what's possible in insurance. With us, you'll launch industry-first programs within an environment designed to be antithetical to traditional insurance and the restraints that come with it. Our forward-thinking attracts forward thinkers.