Payments Developer

Role: Payments Developer Role (MTS/UPF Developer with Unix)

The MTS UPF Developer is responsible for designing, developing, enhancing, and delivering payment platform solutions on the ACI UPF ecosystem. This role is purely developmentfocused, concentrating on new features, configurations, integrations, and platform enhancements.

The developer works closely with architecture, QA, and business teams to deliver secure, scalable, and compliant payment solutions.

Key Responsibilities

Platform Development

• Design and develop components on the ACI Universal Payment Framework (UPF) and the Money Transfer System (MTS).
• Build and customize payment flows, sessions, cartridges, and rules based on business and regulatory requirements.
• Develop solutions for the Immediate Payments Framework (IPF) and RealTime Payment systems.
• Ensure solutions align with performance, scalability, and security standards.

Payments & Message Engineering

• Implement and map financial messages using:
• ISO 20022 (pacs messages)
• SWIFT MT
• ISO 8583
• Develop support for:
• Highvalue and lowvalue payments
• Wire transfers
• Accounttoaccount realtime payments

Integration Development

• Design and implement integrations using IBM MQ and servicebased interfaces.
• Develop SOA endpoints for communication between UPF MCAS and MTS SOA servers.
• Build outbound and inbound interfaces with external banking systems.
• Support integration testing and certification activities.

Configuration & Deployment Engineering

• Configure channels, endpoints, licenses, rules, and traces using:
• Config Builder
• Platform Manager
• ASSET
• Prepare deployment artifacts and installation packages.
• Support environment setup and platform configuration (DEV / SIT / UAT).
• Create deployment documentation and technical design documents.

Development Quality & SDLC

• Follow SDLC / Agile / DevOps development practices.
• Write clean, maintainable, and welldocumented code.
• Perform unit testing and support system and UAT testing cycles.
• Participate in design reviews and technical walkthroughs.

Required Skills & Experience

Payments Platforms

• ACI UPF, MTS, IPF, RTPF, CPF
• Deep understanding of payment processing flows

Messaging Standards

• ISO 20022
• SWIFT MT
• ISO 8583

Programming & Scripting

• Java (Spring, Spring Boot, JPA, Hibernate)
• SQL