Technical Business Analyst

Job Title: Technical Business Analyst

Location: Berkeley Heights, NJ (3 days Onsite / Week)

Duration: Long Term

Type: Contract W2

MOI: Face to Face Interview required for client round

Job Description:

Job Summary:

• 10+ years of experience as a Business Analyst / Technical Business Analyst, preferably within Banking, Financial Services, Payments, or Cards.
• Should be exp. on any programming language (.Net/ Java/ C++), who can read the code and change it in business requirement.
• Good understanding of credit cards, debit cards, prepaid cards, payment processing, and transaction lifecycle.
• Gherkin - TDD (Test-Driven Development), BDD (Behaviour-Driven Development), and DDD (Domain-Driven Design) are popular software development approaches that help teams write clean code, build correct features, and match business goals.
• Strong understanding of card authorization, clearing, settlement, reconciliation, chargebacks, disputes, reversals, refunds, and transaction processing.
• Experience working with payment/card processing systems and third-party payment platforms.
• Strong understanding of REST/SOAP APIs, web services, JSON/XML, system integrations, and interface specifications.
• Ability to understand technical architecture, application flows, system dependencies, and data flows.
• Experience with Microsoft technologies like .Net, SQL/database queries for data validation and analysis.
• Strong experience in requirements gathering, functional analysis, process mapping, and documentation.
• Experience creating BRD, FRD, user stories, acceptance criteria, use cases, process flows, and functional specifications.
• Experience working in Agile/Scrum environments.
• Hands-on experience with tools such as JIRA, Confluence, Visio, Lucid chart, or similar.
• Strong experience working with cross-functional and geographically distributed teams.
• Excellent written and verbal communication skills.