Payment Architect

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

• Understand business drivers and business capabilities (future and current state), and determine corresponding enterprise system designs and change requirements to drive the organization's targeted business outcomes
• Designs and lead the implementation of a solutions architecture across a group of specific business applications or technologies based on enterprise business strategy, business capabilities and business requirements
• Manages and develop the architecture for a broader scope of projects, working closely with application architects that manage and design architecture for a single project or initiative
• Provides consulting support to application architects within projects to ensure the project is aligned with the overall enterprise architecture
• Monitors the current-state solution portfolio to identify deficiencies through aging of the technologies used by the application, or misalignment with business requirements
• Understand payment technology trends and the practical application of existing, new, and emerging technologies to enable new and evolving business and operating models
• Analyzes the business-IT environment (run, grow and transform the business) to detect critical deficiencies, and recommend solutions for improvement (systems of record, differentiation and innovation).
• Analyzes the technology industry, competitors and market trends, and determine their potential impact on the enterprise.
• Defines the principles, guidelines, standards and solution patterns to ensure solution decisions are aligned with the enterprise's future-state architecture vision.
• Assists in the development of a roadmap for the evolution of the enterprise application portfolio from future to current state (as defined by the solutions architecture)
• Facilitates the evaluation and selection of software product standards and services, as well as the design of standard and custom software configurations
• Consults with application and infrastructure development projects to fit systems or infrastructure to architecture, and identify when it is necessary to modify projects to accommodate the solutions architecture
• Identifies the organizational impact (for example, on skills, processes, structures or culture) and financial impact of the solutions architecture
• Documents all solution architecture design and analysis work
• Works closely with the project management office (PMO) to ensure the execution of plans corresponds with what is being promised
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

EDUCATION

Bachelor's Degree or higher in Computer Science or related

Experience:

• 15+ years experience in Banking industry, preferably in Payment Solutions required
• 5+ years experience in at least two IT solution development disciplines, including technical architecture, cloud architecture, application development, middleware or database management required
• Experience in Payment platforms and good understanding of products supporting real time payments preferred
• Familiarity with Fiserv Portfolio or an equivalent preferred
• Experience implementing and/or projects involving ACH, Wire, RTP, SWIFT
• Experience with ISO 20022
• Experience implementing and/or integrating with Plaid, Venmo, and/or Zelle preferred
• Experience with SCRUM and preferably SAFe frameworks
• Experience with the following architectures and patterns: * REST APIs, SOAP, Pub-Sub messaging * Data ingestion and integration * Microservices & containers * Cloud native application architecture and design preferably on Amazon AWS * Relational and NoSQL databases * OLAP and OLTP capabilities and workload planning * Single page application architecture and design * Integration with Commercial off The Shelf applications preferred
• Experience in defining and maintaining Living Target Enterprise Architectures with using tools like BizzDesign, Lucid or Archi required
• Experience with UML, BPMN, or preferably ArchiMate modelling notations preferred
• Experience in defining and executing Stress, Performance, Load tests and Systems Capacity planning preferred
• Experience in designing and implementing HA architectures preferred
• Exposure to multiple, diverse technologies and processing environments

CERTIFICATES, LICENSES, REGISTRATIONS

• ISC2's CISSP, ISACA's CISA, The Open Group's TOGAF, SANS' GAIC, ISACA's CISM preferred

Knowledge, Skills And Abilities

• Good understanding of strategic and new and emerging technology trends, and the practical application of existing, new and emerging technologies to new and evolving business and operating models
• Understanding of agile methods and processes, and capability of supporting agile project teams by providing advice and guidance on opportunities, impact and risks, taking account of technical and architectural debt
• Exceptional interpersonal skills, including teamwork, facilitation and negotiation
• Strong leadership and customer service skills
• Excellent written and verbal communication skills
• Excellent planning, analytical and organizational skills
• Knowledge of financial models and budgeting
• Desire to learn and keep up with technology trends
• Ability to scale up and down the organization levels to have candid conversations in both technology and business areas
• Ability to understand the long-term ("big picture") and short-term perspectives of situations
• Ability to translate future-state business capabilities and requirements into solution architecture requirements
• Ability to propose and estimate the financial impact of solution architecture alternatives