Credit Risk Business Analyst

About Us:

LTIMindtree is a global technology consulting and digital solutions company that enables enterprises across industries to reimagine business models, accelerate innovation, and maximize growth by harnessing digital technologies. As a digital transformation partner to more than 700+ clients, LTIMindtree brings extensive domain and technology expertise to help drive superior competitive differentiation, customer experiences, and business outcomes in a converging world. Powered by nearly 90,000 talented and entrepreneurial professionals across more than 30 countries, LTIMindtree a Larsen & Toubro Group company combines the industry-acclaimed strengths of erstwhile Larsen and Toubro Infotech and Mindtree in solving the most complex business challenges and delivering transformation at scale. For more information, please visit .

Job Description:

Job Title: Senior Specialist Consulting

Work Location- New York, NY (Onsite)

Mandatory Skills: Risk Management (Credit/Market/IT/Ops)

Experience: 7-12 Years

Domain: Banking Financial Services Credit Risk

Job Summary

We are seeking an experienced Credit Risk Business Analyst with strong expertise in wholesale commercial or retail banking credit risk processes. The candidate will work closely with Risk Management Business Regulatory and Technology teams to gather requirements, define solutions and support the implementation of credit risk platforms regulatory initiatives and risk analytics programs

Key Responsibilities:

Collaborate with Credit Risk Analytics Business and Technology stakeholders to gather analyze and document business requirements

Prepare Business Requirement Documents BRDs Functional Requirement Documents FRDs user stories process flows and data mapping documents

Analyze credit risk workflows including origination underwriting rating limit management monitoring and reporting

Work with risk models and data teams to support implementation of Probability of Default PD Loss Given Default LGD Exposure at Defaultand Expected Credit Loss ECL frameworks

Support regulatory initiatives related to Basel IIIIV IFRS 9 CECL CCAR and Stress Testing

Perform data analysis reconciliation and validation of risk data sourced from multiple banking systems

Facilitate UAT planning test case preparation execution and defect management

Conduct stakeholder meetings, workshops and requirement walkthrough sessions

Ensure traceability of requirements from business needs through design testing and deployment

Required Skills:

Strong knowledge of Credit Risk Management processes and banking products

Experience with Wholesale Banking, Commercial Lending, Corporate Banking or Retail Credit Risk

Strong business analysis skills including requirement gathering process modeling and stakeholder management

Knowledge of Basel regulations IFRS 9 CECL Stress Testing or CCAR

Experience with SQL for data analysis and validation

Hands-on experience with Jira Agile and Scrum methodologies

Strong expertise in data mapping data lineage and reconciliation activities

Excellent communication and documentation skills

Preferred Skills

Experience with Moodys MSCI Risk Metrics AxiomSL SAS FIS Murex or other Risk platforms

Knowledge of Risk Data Aggregation and Reporting BCBS 239

Exposure to Data Warehousing Data Governance and BI reporting tools

Familiarity with cloud platforms and AI driven risk analytics solutions

Qualifications:

Bachelors or Masters degree in Finance Business Economics Mathematics Computer Science or related discipline

Relevant certifications such as CBAP FRM CFA PMP or Agile certifications are preferred

Key Competencies

Credit Risk Analysis

Regulatory Reporting

Data Analysis SQL

Stakeholder Management

Requirement Elicitation

UAT Testing

Banking Domain Expertise

Agile Delivery

Benefits/perks listed below may vary depending on the nature of your employment with LTIMindtree ( LTIM ):

Benefits and Perks:

• Comprehensive Medical Plan Covering Medical, Dental, Vision
• Short Term and Long-Term Disability Coverage
• 401(k) Plan with Company match
• Life Insurance
• Vacation Time, Sick Leave, Paid Holidays
• Paid Paternity and Maternity Leave

The range displayed on each job posting reflects the minimum and maximum salary target for the position across all US locations. Within the range, individual pay is determined by work location and job level and additional factors including job-related skills, experience, and relevant education or training. Depending on the position offered, other forms of compensation may be provided as part of overall compensation like an annual performance-based bonus, sales incentive pay and other forms of bonus or variable compensation.

Disclaimer: The compensation and benefits information provided herein is accurate as of the date of this posting.

LTIMindtree is an equal opportunity employer that is committed to diversity in the workplace. Our employment decisions are made without regard to race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), gender identity or expression, national origin, ancestry, age, family-care status, veteran status, marital status, civil union status, domestic partnership status, military service, handicap or disability or history of handicap or disability, genetic information, atypical hereditary cellular or blood trait, union affiliation, affectional or sexual orientation or preference, or any other characteristic protected by applicable federal, state, or local law, except where such considerations are bona fide occupational qualifications permitted by law.