Financial Reporting Analyst

Job Summary

The Regulatory Reporting Analyst is responsible for the end-to-end production, validation, and submission of key liquidity and FDIC regulatory reports. This role ensures data integrity, regulatory compliance, and timely delivery of reporting obligations, while partnering cross-functionally to support data quality, governance, and reporting enhancements.

Key Responsibilities

• Own and execute the daily and monthly production of liquidity regulatory reports, including FR 2052a, FR Y-14, and FR Y-15, ensuring completeness, accuracy, and timeliness of submissions.
• Prepare, review, and validate FDIC regulatory reports in compliance with 12 CFR 369 (FDIC reporting requirements) and 12 CFR 370 (recordkeeping and disclosure requirements).
• Perform data quality checks, reconciliations, and variance analysis against prior submissions and internal management reporting (MIS).
• Investigate and resolve data discrepancies, breaks, and exceptions, and respond to regulatory inquiries in a timely manner.
• Collaborate with Treasury, Liquidity Risk, Finance, and IT teams to ensure accurate interpretation of regulatory requirements and proper data sourcing and lineage.
• Maintain, update, and enhance reporting documentation, including procedures, controls, and data dictionaries.
• Support continuous improvement initiatives to strengthen reporting processes, controls, and automation.

Qualifications & Requirements

Education & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s preferred).
• 3–7+ years of experience in regulatory reporting, liquidity reporting, or financial reporting within the banking or financial services industry.

Regulatory & Technical Knowledge

• Strong knowledge of U.S. banking regulatory reports, including:
• FR 2052a (Complex Institution Liquidity Monitoring Report)
• FR Y-14 and FR Y-15
• FDIC reporting requirements (12 CFR 369 & 12 CFR 370)
• Familiarity with liquidity risk management frameworks and regulatory expectations (e.g., Basel III liquidity principles).

Skills & Competencies

• Strong analytical and problem-solving skills with attention to detail.
• Experience in data reconciliation, variance analysis, and data quality controls.
• Ability to interpret complex regulatory requirements and translate them into reporting processes.
• Strong communication and stakeholder management skills with the ability to collaborate across functions.
• Proficiency in Excel and data tools (SQL, Python, or reporting systems is a plus).
• Ability to manage multiple priorities and meet tight regulatory deadlines.

Preferred Qualifications

• Experience working with large-scale regulatory reporting systems or data warehouses.
• Knowledge of data governance, lineage, and controls frameworks.
• Prior experience interacting with regulators or audit teams.