Credit Risk Strategy Manager

Location: New York, NY
Work Mode: Hybrid (3 Days/Week Onsite)
Type: Full-Time

We are seeking a Credit Risk Strategy Manager with strong expertise in Credit Card Acquisition Risk, Underwriting Strategy, SAS, and SQL. The ideal candidate will drive acquisition risk strategies, optimize approval decisions, leverage open banking data, and support portfolio growth while maintaining strong risk controls.

• 5+ years of experience in Credit Risk Analytics / Risk Strategy
• Strong experience in Credit Card Acquisition Risk
• Expertise in SAS and SQL
• Experience developing underwriting, approval, and limit assignment strategies
• Strong understanding of credit risk frameworks and portfolio management
• Experience with Open Banking data and customer affordability analysis
• Strong analytical and stakeholder management skills

• Develop and optimize credit card acquisition strategies
• Monitor approval rates, bad rates, and portfolio performance
• Leverage open banking data for underwriting enhancements
• Conduct segmentation, cohort, vintage, and delinquency analysis
• Manage affiliate channel risk and performance
• Build analytical datasets and reporting using SAS and SQL
• Present risk insights and recommendations to senior stakeholders

• Affiliate marketing or digital acquisition channel experience
• Consumer lending or retail banking background
• Risk dashboarding and reporting experience