Payment Business Analyst

Role: Payments Business Analyst

Location: Charlotte, NC (Fully onsite)

Duration: 12+ Months

Note: Must have experience with Wire/ACH/FX.

Requirements:

• Gather and document business requirements for payment products including ACH, Wire (Domestic & International), SWIFT, RTP, FedNow, Zelle, and card payments, ensuring alignment with enterprise banking standards.
• Analyze end-to-end payment lifecycle processes including initiation, validation, sanctions screening, settlement, reconciliation, and exception handling.
• Collaborate with Technology, Operations, Risk, Compliance, and Treasury teams to ensure adherence to NACHA, SWIFT, ISO 20022, Fed regulations, AML/KYC, OFAC, and PCI-DSS requirements.
• Create detailed BRDs, FRDs, process flows (BPMN), data mapping documents, and user stories to support system enhancements, core banking integrations, and payment modernization initiatives.
• Support UAT and production validation, including test case creation for payment scenarios (returns, reversals, rejects, chargebacks), and coordinate defect resolution across cross-functional teams.

Thanks Kripali Sahu Technical Recruiter | Empower Professionals Phone: x 332 -------------------------------------------------------------------------------------------------------------
Fax: | 100 Franklin Square Drive Suite 104 | Somerset, NJ 08873

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