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Senior Credit Risk Strategy Manager (US Cards)

Hybrid in Charlotte, NC, US • Posted 60+ days ago • Updated 24 days ago

Full Time

No Travel Required

Able to Sponsor

Hybrid

Depends on Experience

Fitment

Dice Job Match Score™

⭐ Evaluating experience...

Job Details

Skills

credit risk strategy
credit risk strategies
Credit Cards
Credit Card
SAS
SQL
Python
Underwriting
Policy Design
Initial Line Assignment
ILA
Pre-Qualification
Acquisitions
ECM
Credit Line Increase
CLI
Consumer Banking

Summary

Other Details:

Work Authorization: Open to F1 OPT, STEM, TN, etc.
Interview Process: 3 rounds via MS Teams
Relocation Assistance for non-local candidates.

Client Notes:

Experience in Consumer Banking, preferably Credit Cards.
Hands-on in Credit Risk Management & Strategy:
Underwriting risk model development or policy design (Credit risk, Initial Line Assignment, Pre-Qualification, Fraud).
ECM Strategy: Credit Line Increase, Product Conversion, Upgrade.
Risk Appetite evaluation and monitoring.
Strategic, holistic exposure to a leading consumer product.

Role Overview:

Drive the development, execution, and monitoring of credit risk strategies across the lending lifecycle. Serve as a client-facing risk consultant, balancing growth and profitability within the client s risk appetite. Collaborate across Product, Finance, Operations, Compliance, and Technology teams and influence senior stakeholders.

Qualifications:

Bachelor s in Business, Finance, Statistics, Mathematics, Engineering, or related; Master s preferred.
8+ years in credit risk strategy, analytics, or risk management within consulting, banking, or financial services.
Strong expertise in consumer lending products and credit lifecycle strategies.
Proficient in SAS, SQL, Python; Tableau a plus.
Solid understanding of data modeling, segmentation, regression, and statistical techniques.
Ability to present complex analysis as clear recommendations for senior management
Knowledge of credit risk regulatory requirements and governance frameworks.
Proven experience managing client accounts and delivering measurable impact.
Business development mindset with proposal writing and solutioning experience.
Preferred: Experience leveraging alternative data and innovative analytical approaches

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: 10509960
Position Id: JS332_NC
Posted 30+ days ago

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