Senior Manager, Credit Risk Strategy (Consumer Banking)

Other Details:

• Work Authorization: Open to F1 OPT, STEM, TN, etc.
• Interview Process: 3 rounds via MS Teams
• Relocation Assistance for non-local candidates.

Client Notes:

• Experience in Consumer Banking, preferably Credit Cards.
• Hands-on in Credit Risk Management & Strategy:
• Underwriting risk model development or policy design (Credit risk, Initial Line Assignment, Pre-Qualification, Fraud).
• ECM Strategy: Credit Line Increase, Product Conversion, Upgrade.
• Risk Appetite evaluation and monitoring.
  Strategic, holistic exposure to a leading consumer product.

Role Overview:

• Drive the development, execution, and monitoring of credit risk strategies across the lending lifecycle. Serve as a client-facing risk consultant, balancing growth and profitability within the client s risk appetite. Collaborate across Product, Finance, Operations, Compliance, and Technology teams and influence senior stakeholders.

Qualifications:

• Bachelor s in Business, Finance, Statistics, Mathematics, Engineering, or related; Master s preferred.
• 8+ years in credit risk strategy, analytics, or risk management within consulting, banking, or financial services.
• Strong expertise in consumer lending products and credit lifecycle strategies.
• Proficient in SAS, SQL, Python; Tableau a plus.
• Solid understanding of data modeling, segmentation, regression, and statistical techniques.
• Ability to present complex analysis as clear recommendations for senior management
• Knowledge of credit risk regulatory requirements and governance frameworks.
• Proven experience managing client accounts and delivering measurable impact.
• Business development mindset with proposal writing and solutioning experience.
• Preferred: Experience leveraging alternative data and innovative analytical approaches