Life Insurance Subject Matter Expert (SME) - REMOTE


Purple Hires
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Job Details
Skills
- Insurance
- Underwriting
- Fraud
- Life Insurance
Summary
Life Insurance Subject Matter Expert (SME)
Location: United States (flexible; remote with client travel as needed)
Experience
15+ years in Life & Annuities (L&A) insurance, with deep expertise in product design, distribution, underwriting, claims, and digital transformation.
About the Role
We are seeking a highly experienced Life Insurance SME to advise clients across the Southeast US market on modernizing life insurance operations and adopting nextgeneration digital capabilities. The role requires strong knowledge of life insurance products, distribution channels, regulatory frameworks, and emerging technologies (AI/GenAI, automation, digital ecosystems).
You will act as a trusted advisor, helping carriers and distributors transform core functions—underwriting, new business, policy servicing, claims, and customer engagement—while ensuring seamless execution with delivery teams.
Key Responsibilities
Client Advisory
- Partner with carriers, distributors, and agencies to understand business challenges across the life insurance value chain.
- Recommend tailored solutions leveraging AI/GenAI, predictive underwriting, automated new business processing, digital claims, and customer engagement platforms.
- Provide thought leadership on market trends, product innovation, regulatory changes (state-specific SU regulations), and technology adoption.
Solution Design
- Develop strategies for life underwriting modernization, straight-through processing, policy administration transformation, and digital claims workflows.
- Evaluate and integrate advanced technologies such as AI-driven mortality/morbidity risk scoring, automated evidence gathering, fraud detection, and digital servicing portals.
- Build business cases, ROI models, and transformation roadmaps for proposed solutions.
Delivery Collaboration
- Work closely with delivery teams to ensure solutions are implemented effectively and aligned with client expectations.
- Provide SME guidance during execution—requirements, process mapping, testing, and validation.
- Support change management, training, and adoption for client stakeholders.
Industry Leadership
- Stay ahead of trends in life insurance, annuities, insurtech, AI/GenAI, wellness/behavioral data, wearables, and digital distribution.
- Represent the company at industry forums, conferences, and client workshops.
- Contribute to thought leadership content (whitepapers, webinars, case studies).
Qualifications
- 15+ years of experience in Life & Annuities insurance, with a focus on solution design, operations, and digital transformation.
- Proven track record advising and implementing solutions for life carriers, TPAs, or large distributors.
- Strong knowledge of AI/GenAI applications in life insurance (predictive underwriting, automated claims, customer personalization).
- Familiarity with life insurance platforms, policy admin systems, new business/underwriting workbenches, and regulatory frameworks across the Southeast US.
- Excellent client-facing communication and consulting skills.
- Ability to bridge business needs with technical delivery teams.
- Bachelor’s degree in Insurance, Business, or related field; MBA or advanced degree preferred.
Desired Attributes
- Strategic thinker with hands-on operational expertise in life insurance.
- Strong leadership and collaboration skills.
- Passion for innovation and technology-driven transformation.
- Ability to thrive in a fast-paced, client-centric environment.
- Dice Id: 91170791
- Position Id: 9069020
- Posted 11 hours ago
Company Info
About Purple Hires
At Purple Hires, we are dedicated to consistently delivering an outstanding recruitment experience that benefits both our clients and candidates.
We are committed to excellence in every aspect of our recruitment process. From understanding client requirements to sourcing, screening, and presenting the most suitable candidates, we maintain high standards and a results-driven approach. Our goal is not just to fill positions but to add genuine value to our clients’ teams by finding the right talent.
Honesty and openness are at the heart of our recruitment practices. We believe that clear, consistent communication fosters trust and reliability. Whether discussing job requirements, candidate expectations, or process timelines, we ensure that all parties remain well-informed and engaged. Transparency is key to building long-term relationships and ensuring mutual satisfaction.
Respect for both clients and candidates underpins our entire approach. We treat every individual with dignity and professionalism, recognizing that a positive experience leaves a lasting impact. From initial engagement to final placement, we handle each interaction with empathy and consideration, promoting a respectful and inclusive environment.
By combining performance, transparency, and respect, we create a seamless, rewarding recruitment experience. Clients can rely on us for consistent quality and integrity, while candidates feel valued and supported throughout their journey. This holistic approach allows us to build sustainable relationships and maintain a reputation as a trusted recruitment partner.


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