Business Configuration Consultant (Mosel, FICO Xpress and Loan Origination System)

Title:                   Business Configuration Consultant (Loan Origination System) - Mosel

Location:             Lewisville, TX 75067 / Charlotte, NC / Jacksonville, FL / Detroit, MI

Work Schedule: Hybrid schedule with 3 days in the office a week;

Interview Process: Video interviews - can be up to 3 rounds

 Top Three Skills: -FICO Xpress -FICO originations -Python;

 Required Skills: -

·       Experience within loan originations as Develoer or Configuration Engineer

·       Experience with FICOs suite of products : FICO Xpress

·      Configuration language: Mosel

·       Tools or Technologies: -FICO Xpress / Optimization suite (or similar platforms i.e. CPLEX) -SQL / Python; 

 Ideal Candidate Profile:

·       The ideal candidate brings hands-on experience with loan origination systems, preferably within auto finance, though backgrounds in mortgage or credit card originations are also highly valuable.

·       They should have a strong understanding of end-to-end application workflows, system logic, and integration points within lending platforms.

·       The candidate excels in cross-functional collaboration, communicating clearly with technical and business partners to drive aligned outcomes.

·       They demonstrate strong problem-solving skills, adaptability, and the ability to contribute effectively in a fast-paced, team-oriented environment;

·       Experience: 10+ years experience;

 The Opportunity

·       The Senior Analyst of Business System Configuration is considered a strong analytical/procedural individual focusing on strategy, rules, and configuration to drive Auto’s lending business forward.

·       Act as a key participant in story refinement, configuration design, and configuration execution.

·       This role will partner with leadership, business experts, and partners to drive solutions and improvements to complex business problems.

·       Resource must have a quality outcome mindset and will actively assist the quality assurance team ensuring configurations meet business needs and minimize risks.

·       This individual will work closely with a key leaders and a broad group of matrix partners, including business operations, IT, Risk, Finance/Pricing, Analytical Modeling, and Product Management, etc. to implement business solutions.

·       We are looking for a dynamic person, with excellent communication and interpersonal skills, who is comfortable operating as a team lead, independent contributor, and influencer.

·       This person should bring a passion for problem solving, a strong logistical mindset, and an intense sense of TEAM to the exciting and challenging world of auto finance.

The Work Itself (Job Responsibilities)

·       Understand complex business challenges to help build business intelligent solutions for core functional areas

·       Strong subject matter knowledge in both business outcomes and platform capabilities.

·       Partner with matrix teams to drive discovery and delivery of business focused solutions.

·       Act as key thought leader in supporting efficient tactical delivery

·       Ability to understand, lead, and/or configure concepts and best practices across an Agile driven delivery lifecycle.

·       Document conceptual designs and flows to support business outcomes.

·       Work with ambiguous and complex requirements and help refine them into distinct tactical goals.

·       Drive the evolutionary progress of Ally’s auto finance platforms.

·       Show proactiveness in all facets of work and duties.

·       Self-driven resource who takes direction well and always aligns their work to the overarching stated goals of the initiative.

·       Possess ability to see around corners and provide guidance to leadership of any upcoming obstacles / decisions required.

·       Stay current with industry trends and apply learnings to drive platform innovations

·       Ability to present complex concepts, design, and directions in an intuitive format and concise manner

·       Demonstrates excellent time management skills.

The Skills You Bring:

·       Bachelor''s degree preferred.

·       10+ years'' experience in financial services or related industry.

·       Project Management/Business Analyst Certification (or equivalent work experience) highly preferred.

·       Business and/or IT experience preferred.

·       Work collaboratively with all Stakeholders, Value Streams and Global partners.

·       Excellent written and verbal communication skills.

·       Experienced in facilitating project teams.

·       Experience in reading -/or querying SQL, Oracle, SMSS, etc.

·       is required.

·       Proven ability to deliver results in a highly complex matrix environment, including external vendors.

·       Skilled with Microsoft Office applications (Excel, Access, PowerPoint).

·       Able to travel overnight (25% +/-).

·       Mosel