Skills-
We are seeking a highly experienced Payment Architect with a strong functional and business-facing background to support strategic payment initiatives.
This role will act as a bridge between business stakeholders, product teams, and technology, ensuring that payment solutions are aligned with business objectives, regulatory requirements, and operational needs.
The ideal candidate will have deep expertise in payment domains (ACH, Wire, RTP, SWIFT, Cards) along with excellent communication and stakeholder management skills to drive discussions, gather requirements, and translate them into effective solutions.
Key Responsibilities
Business & Stakeholder Engagement
- Act as the primary liaison between business, product, and technology teams for payment-related initiatives
- Lead daily interactions with stakeholders to gather, refine, and validate requirements
- Translate complex business needs into functional requirements and solution designs
- Facilitate workshops, discussions, and decision-making sessions with cross-functional teams
- Define end-to-end payment flows and functional architecture across ACH, Wire, RTP, and card systems
- Provide domain expertise in payment lifecycle (initiation, processing, clearing, settlement, reconciliation)
Required Qualifications
- 10+ years of experience in payments domain with strong functional expertise
- In-depth knowledge of ACH, Wire, SWIFT, RTP, Cards, and payment lifecycle processes
- Proven experience working in business-facing or functional architect roles
- Strong experience in requirement gathering, stakeholder management, and solutioning
- Excellent communication, presentation, and interpersonal skills
- Ability to work in fast-paced, cross-functional environments
- Regulatory & Compliance Alignment
- Ensure solutions comply with NACHA, SWIFT, ISO 20022, PCI-DSS, and other regulatory standards
Preferred Qualifications
- Experience in financial services or brokerage domain
- Familiarity with payment modernization and digital transformation initiatives
Key Skills
Payments Domain Expertise | ACH | Wire | SWIFT | RTP | Cards
Functional Architecture | Requirement Gathering | Process Design
Stakeholder Management | Business Analysis | Regulatory Compliance
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