Credit Card Analystics

Role: Credit Card Analystics

Remote.

Looking for an Analytics professional with 10+ years of work experience in Credit Risk Analytics in Acquisition and Account Management area in the banking and financial services space with a focus on Consumer Credit Cards/ Lending products.

Responsibilities:

• Business Knowledge: Understand the core credit cards business and the levers behind various decisions
• Analytics: Analyze large amounts of data to derive business insights and create innovative solutions/models/strategies
• Communication: Clear articulation and structuring of business findings to the leadership and key partners.
• Risk Modeling: Develop and maintain quantitative models to predict default probabilities and potential losses, incorporating statistical software or machine learning methods
• Portfolio Monitoring: Track and review credit exposures, identify risk concentrations, and recommend risk mitigation strategies to management
• Reporting & Communication: Prepare detailed risk assessment reports and present findings to credit committees or senior management
• Regulatory Compliance: Ensure adherence to banking regulations, internal policies, and risk management frameworks

Skillset:

• Analytics professional preferably with experience in Credit Cards analytics. Should have good understanding of acquisition and account management areas.
• Minimum 10 years of experience in relevant domain - Data Analysis and building models/strategies.
• Strong knowledge and working experience in SQL and Python is a must.
• Experience in Plaid and Alloy required
• Strong communication and interpersonal skills
• Ability to drive project deliverables to achieve business results.
• Ability to work effectively in a team environment.