Product Owner- Debt Platform Modernization
Business Intelli Solutions Inc
Dice Job Match Score™
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Job Details
Skills
- Java (Programming Language)
- Application Programming Interfaces (APIs)
- Microservices
- Google Cloud
- Snowflake
- Amazon Web Services
- Automation
- Cloud Computing
- Data Streaming
- Microsoft Azure
- Regulatory Compliance
- Salesforce.Com
- Customer Relationship Management
- Artificial Intelligence
- Databricks
- Backend
- .NET Framework
- Apache Kafka
- Cloud Platform System
- Knowledge of Finance
- Customer Experience
- Risk Management
- Workflows
- Cloud Engineering
- Streamline
- Technical Debt
- Banking Services
- Personnel Training
- Accounts Receivable
- Api Design
- Asset-Backed Securities
- Batch Processing
- Calculations
- Capital Markets
- Commercial Mortgage
- Consulting
- Consumer Credit
- Core Banking
- Credit Facilities
- Debt Management Planning
- Disbursement
- Document Management Systems
- Financial Institution
- Financial Underwriting
- Loan Origination Process
- Loan Servicing
- Mainframes
- Mortgage Loans
- Online Banking
- Process Automation
- Processing of Payments
- Real Estate Finance
- Recruitment
Summary
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## Debt Platform Modernization: Overview & Key Insights
Debt Platform Modernization is the process of transforming outdated systems for lending, loan servicing, debt management, collections, and capital markets into modern, digital, and cloud-enabled platforms.
Industries Impacted:
- Banks & Financial Institutions
- Mortgage Companies
- Consumer & Commercial Lenders
- Debt Servicing Organizations
---
### What Gets Modernized?
1. Loan Origination Systems (LOS)
- Streamlining application, approval, underwriting, and disbursement.
- Examples: Consumer loans, commercial loans, mortgages, credit facilities.
2. Loan Servicing Platforms
- Upgrading payment processing, interest calculations, escrow, delinquency, and payoff management.
3. Debt Collection & Recovery Systems
- Modernizing collection workflows, customer outreach, digital payment channels, and recovery analytics.
4. Capital Markets & Debt Instruments
- Transforming platforms for bonds, syndicated loans, asset-backed securities, debt trading, and settlement.
5. Customer Experience
- Moving from manual to digital: self-service portals, mobile apps, real-time access, and digital document management.
---
### Typical Technologies Involved
- Cloud Platforms: AWS, Azure, Google Cloud Platform
- Back-end: Java, .NET, Microservices
- Integration: APIs, Open Banking
- Data & Streaming: Kafka, Event Streaming
- CRM & Analytics: Salesforce Financial Services Cloud, Snowflake, Databricks
- Emerging Tech: AI-driven underwriting, Robotic Process Automation (RPA)
---
### Common Business Drivers
- Reduce technical debt
- Improve regulatory compliance
- Accelerate loan processing
- Enhance customer experience
- Enable real-time risk monitoring
- Lower operational costs
- Support digital banking initiatives
---
### Example: Banking Transformation
| Legacy State | Modernized State |
|---------------------------------------|--------------------------------------|
| Mainframe-based systems | Cloud-native lending platform |
| Batch processing | Real-time loan servicing |
| Manual underwriting | Automated, AI-driven workflows |
| Limited customer access | Self-service portals, mobile apps |
| Siloed, difficult integrations | API-based, open banking integrations |
---
### Talent & Hiring Considerations
Clients seeking "Debt Platform Modernization" expertise often need candidates with:
- Commercial & Consumer Lending experience
- Loan Origination & Servicing knowledge
- Capital Markets & Fixed Income product expertise
- Debt restructuring and collections knowledge
- Core Banking & Financial Services transformation exposure
- Modern technology stack and cloud migration skills
> Why?
Because successful modernization requires both deep financial domain knowledge and hands-on technology transformation experience.
---
#### How to Use This
- Recruitment/Job Descriptions:
Use as a checklist for evaluating candidate resumes or writing job specs.
- Consulting/Client Meetings:
Reference when scoping banking or lending transformation projects.
- Internal Training:
Share with teams to align on modernization goals and required skill sets.
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Let me know if you want a customized version for a specific use case or need more details on any section!
- Dice Id: 10470974
- Position Id: 2026-72
- Posted 7 hours ago
Company Info
Intelli Business Intelli Solutions Inc., is a provider of high quality Information Technology (IT) Services in the areas of Data Warehousing, Enterprise Resource Planning (ERP), E-Business and related technologies. Vendor specific technologies include Oracle, PeopleSoft, BEA, IBM, ATG, Informatica, Business Objects, Cognos and Microsoft. Business Intelli is currently providing services customers all across the United States.
Why Business Intelli Solutions?
We assist you in accomplishing your goals and making your business more efficient through the use of leading computing technologies and experienced people. We are dedicated to you with talented professionals on a consulting or permanent staff basis. We value teamwork and are committed to designing systems that provide our clients with unique competitive advantages and we provide these services at extremely competitive prices.
Our commitment sets us apart and keeps our clients coming back. With our fresh ideas and talent, we structure our efforts not only to anticipate and meet your requirements, but also to exceed your expectations. Also, as a growing company, we simply can't rest until we satisfy your needs.
Business Intelli Solutions expertise in a wide range of technologies combined with their excellent project management skills added to our success as a IT Solutions provider.