<>Our client, a major bank in New York City, is looking for Senior Solutions Architect - Payment Systems (Director Level). New York City Location.
This is hybrid commute, 2/3 days per week in the office.
** Must be authorized to work for ANY employer in US - NO H1 Visa support for this role<>Salary range 200-225K, plus around 20% bonus, plus great benefits package.
Senior Solutions Architect – Payment Systems
In this role you will be responsible for the end-to-end architecture, solution design, and technical oversight of payment platforms supporting Mizuho Americas’ domestic and cross‑border payment capabilities.
This role acts as a hands-on technical leader and design authority, partnering closely with product, business, risk, operations, infrastructure, and security teams to deliver secure, scalable, and regulatory-compliant payment solutions. You will work closely with the enterprise architects and define target-state solution architectures, guide implementation teams, and ensure alignment with enterprise standards across high-value, real-time, and batch payment systems.
The position requires deep expertise in payment processing architectures, strong understanding of financial messaging standards, and the ability to drive complex initiatives across multiple platforms in a highly regulated environment.
JOB REQUIREMENTS OR EXPERIENCEBusiness & Domain Experience- 12+ years of technology experience, with 5+ years in financial services or payments platforms
- Proven experience architecting mission‑critical, high-volume, regulated systems
- Strong understanding of payments operations, controls, and regulatory considerations
TECHNICAL SKILLSCORE – MUST HAVE- Strong experience in enterprise and solution architecture within banking or payments environments
- Hands-on architectural knowledge of:
- Distributed systems and microservices-based architectures
- API-led and event-driven integration patterns
- High-availability, multi-region, and fault-tolerant designs
- Deep understanding of:
- Payment processing lifecycles
- Financial messaging standards (e.g., ISO 20022, XML/JSON-based formats)
- Solid background in:
- Java-based enterprise platforms or equivalent JVM ecosystems
- Relational databases and transactional data models
- Messaging platforms and streaming technologies
- Strong grasp of:
- Security architecture, authentication, authorization, encryption, and data protection
- Regulatory and risk controls relevant to payment systems
- Ability to analyze, document, and communicate complex system interactions clearly to both technical and non-technical audiences
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NICE TO HAVE- Experience with real-time or instant payment platforms
- Exposure to vendor payment engines, clearing systems, or market infrastructures
- Cloud and hybrid architecture experience (AWS, Azure, or private cloud)
- Familiarity with container platforms and orchestration (OpenShift, Kubernetes)
- Knowledge of DevSecOps, CI/CD pipelines, and infrastructure-as-code
- Experience supporting modernization from legacy payment systems to next-generation platforms
-
EDUCATION AND OTHER REQUIREMENTS- Bachelor’s degree in Computer Science, Engineering, or related discipline, or equivalent practical experience
- Strong written and verbal communication skills, with the ability to influence senior stakeholders
- Demonstrated ability to operate with high autonomy and accountability
- Comfortable working across business, technology, risk, and operations teams
- Strong analytical mindset with a focus on enterprise value, risk stewardship, and long-term sustainability
PRINCIPAL DUTIES AND RESPONSIBILITIESSolution Architecture & Design- Own the solution architecture for enterprise payment platforms including high-value payments, real-time payments, clearing, settlement, and reporting systems
- Translate business requirements into end-to-end technical architectures, covering application, integration, data, infrastructure, and security layers
- Design solutions aligned with enterprise architecture principles, target-state roadmaps, and regulatory requirements
- Evaluate trade-offs across scalability, resilience, performance, cost, and delivery timelines
- Define integration patterns for internal systems, vendor platforms, and external market infrastructures
Payments Domain & Platform Architecture- Architect solutions supporting domestic and cross-border payment flows, lifecycle processing, reconciliation, and exception handling
- Apply strong working knowledge of payment rails, clearing models, and settlement mechanisms
- Design architectures aligned with financial messaging standards (e.g., ISO 20022, legacy formats)
- Support modernization initiatives including real-time payments, API-led architectures, and event-driven processing
- Partner with business and operations teams to ensure solutions meet SLA, resiliency, and operational readiness requirements
Technical Leadership & Governance- Serve as a design authority throughout project lifecycles, from concept through production deployment
- Review and approve solution designs, modeling artifacts, and implementation approaches
- Ensure adherence to architecture standards, security controls, and development best practices
- Guide and mentor development teams, influencing design decisions rather than managing day-to-day coding
- Participate in architecture review boards, technology evaluations, and vendor assessments
Documentation & Standards- Produce and maintain architecture diagrams, solution blueprints, interface contracts, and design specifications
- Document current-state and target-state architectures, including transition roadmaps
- Contribute to enterprise reference architectures, reusable patterns, and design guidelines
- Ensure architectural artifacts are audit-ready and suitable for regulatory review
Delivery Support & Production Engagement- Partner with delivery teams during build, testing, and deployment phases to ensure architectural integrity
- Support SIT, UAT, and production readiness reviews, including non-functional testing considerations
- Provide architectural guidance during production incidents, root-cause analysis, and remediation planning
- Collaborate with infrastructure, DevOps, and SRE teams on resilience, observability, and performance tuning
Please email your resume or use this link to apply directly:
brainsworkgroup.catsone.com/careers/index.php?m=portal&a=details&jobOrderID=16810081
Or email: igork@brainsworkgroup .com
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