Senior Business Analyst – Life Insurance (Agile & AI-Assisted BA/Remote- USA-Full Time Employment Opportunity

Hi,

HTC Global is working directly with the client. No third-party vendors are involved.

If you are interested in this opportunity, please share the following details along with your updated resume:

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Senior Business Analyst – Life Insurance (Agile & AI-Assisted BA)

Remote/USA

Full Time Employment Opportunity

Skills- Documentation (BRD, SRS, User Stories, Use Cases), Business Analysis

Strong hands-on experience in Life Insurance domain(Insurance domain ( Life insurance - Agent, Policy, Home-Office, Underwriter).)

Overview / Summary

We are seeking an experienced Business Analyst with strong expertise in the Life Insurance domain. The ideal candidate will have deep knowledge of Agent lifecycle management, Policy Administration, Home Office operations, and Underwriting processes, along with strong experience in Agile delivery environments. This role involves working closely with business stakeholders, Development, and QA teams to gather requirements, create user stories, manage backlog activities, and support successful project delivery.

Key Responsibilities

Interact with client business users and stakeholders to gather, analyze, and document business requirements

Conduct requirement workshops, stakeholder meetings, and walkthrough sessions

Create and maintain:

Business Requirement Documents (BRD)

Functional Requirement Documents (FRD)

User Stories with clear Acceptance Criteria

Leverage AI tools such as Microsoft Copilot and Claude for:

Requirement analysis and structuring

Accelerated BRD and user story creation

Requirement validation and gap analysis

Translate business requirements into clear, implementable user stories aligned with Agile best practices

Perform backlog refinement and ensure all stories meet the Definition of Ready (DoR)

Prioritize user stories based on business value, dependencies, and release goals

Provide continuous clarification on domain rules, workflows, and business functionality to Development and QA teams

Ensure all functional, business, and domain-related queries from Development and QA teams are resolved promptly

Own and manage requirement traceability from inception through delivery

Actively support Sprint Planning, Refinement, SIT, and UAT phases

Ensure the Definition of Done (DoD) is met for each user story, including:

Functional completeness

Acceptance criteria validation

Business rules compliance

Required documentation updates

Obtain formal sign-off from business stakeholders upon meeting DoD

Support UAT execution, defect triage, and business validation

Identify gaps, risks, and dependencies in business processes and proposed solutions

Act as a bridge between business stakeholders and technical teams to ensure successful delivery

Required Qualifications

7 to 10 years of overall Business Analysis experience

Strong hands-on experience in the Life Insurance domain

Strong understanding of:

Agent lifecycle (onboarding, hierarchy, commissions, incentives)

Policy administration (New Business, Endorsements, Renewals, Servicing)

Home Office operations

Underwriting processes (manual & automated, risk rules, decision workflows)

Understanding of regulatory, compliance, and operational impacts in Life Insurance

Excellent experience in Agile / Scrum delivery model

Expertise in requirement gathering, documentation, and user story creation

Strong analytical, problem-solving, and decision-making skills

Hands-on exposure to AI-assisted Business Analysis practices (Copilot experience preferred)

Excellent communication and stakeholder management abilities

Ability to work independently and manage multiple priorities in parallel

Preferred Qualifications

Experience working on Policy Administration Systems (PAS)

Exposure to digital insurance transformation or modernization programs

Familiarity with regulatory and compliance-driven requirements

BA certifications such as CBAP, PMI-PBA, or Agile BA

FLMI® (Fellow, Life Management Institute) – LOMA

ALMI® (Associate, Life Management Institute) – LOMA

ARA® (Associate, Regulatory Compliance) – LOMA

AINS® (Associate in General Insurance) – The Institutes