Apply Now

Financial Planning Consultant

San Diego, CA, US • Posted 4 hours ago • Updated 4 hours ago

Full Time

On-site

USD $125,000.00 - 160,000.00 per year

Cetera Financial Group, Inc.

Fitment

Dice Job Match Score™

🔢 Crunching numbers...

Job Details

Skills

Decision Support
Help Desk
Risk Management
Law
Customer Relationship Management (CRM)
Customer Experience
Customer Engagement
Monetization
Partnership
Training
Wealth Management
Succession Planning
Annuities
Communication
Management
Collaboration
Regulatory Compliance
Legal
Insurance
Certified Public Accountant
JD
Finance
RIA
Research
Financial Planning
Taxes
Knowledge Management

Summary

Job Description

As a Financial Planning Center Consultant, you will serve as a strategic thought partner and advisor-facing technical planning resource. You will help financial advisors understand, evaluate, and apply planning concepts across common and complex client scenarios, then translate those concepts into clear guidance and actionable business outcomes.

This is a high-impact role focused on consultation, education, and decision support. It does not primarily involve creating financial plans, performing operational execution, or serving as a software help desk.

What You Will Do

Advanced Technical Planning Education, Consultation & Advisor Enablement

Serve as a firm-wide technical financial planning resource across retirement income, Social Security, IRAs and qualified plans, tax-aware planning, estate and wealth transfer planning, charitable strategies, business-owner planning, risk management, insurance, annuities, and other complex planning disciplines.
Research, interpret, and communicate complex planning concepts, regulatory developments, tax law changes, and industry trends in clear, practical, advisor-ready language.
Help advisors evaluate alternatives, understand tradeoffs, identify planning opportunities, and strengthen client relationships through more confident planning conversations.
Create educational content, technical guidance, and advisor resources that can be applied in client conversations and planning engagements.

Practice Growth, Planning Adoption & Business Outcomes

Help advisors build and scale planning-centric businesses by integrating financial planning into the client experience, service model, and value proposition.
Coach advisors on communicating planning value, identifying opportunities, and incorporating planning strategies into client engagement processes.
Build advisor confidence in delivering and monetizing planning services, including fee-for-service models and ongoing planning relationships.
Connect technical planning expertise to measurable business outcomes by aligning strategies, client opportunities, and firm resources to drive adoption and growth.

Planning Solutions & Advisor Outcomes

Leverage technical expertise, internal partnerships, and specialized resources to help advisors move from planning concepts to implementation strategies and measurable client impact.
Partner with Foundational Planning, Financial Plan Design, Advanced Planning, Trust, Tax, Retirement Income, Insurance, and other specialized groups to provide timely support.
Escalate complex or specialized cases to the appropriate subject-matter experts while helping advisors understand available solutions and next steps.
Capture recurring advisor questions, emerging trends, and common technical themes to inform future education, training, knowledge management, and scalable support.

What You Need to Have

8+ years of experience in financial planning, wealth management, or advisor-facing consulting roles.
CFP or CPWA designation required.
Demonstrated technical knowledge across multiple planning disciplines, including retirement income, Social Security, IRAs and qualified plans, tax-aware planning, estate and wealth transfer, charitable planning, businessowner and succession planning, stock options, insurance, and annuities.
Ability to research, interpret, and explain planning concepts, rules, and strategy tradeoffs in a clear, practical, advisor-ready manner.
Strong judgment in distinguishing general planning education from client-specific advice, tax or legal advice, plan construction, tool support, and product recommendations.
Excellent verbal and written communication skills, including the ability to create simplified advisor explanations and technical internal reference materials.
Ability to manage multiple concurrent advisor engagements and collaborate across regional teams, planning, compliance, legal, tax, trust, insurance, and other subject-matter groups.

What is nice to have

ChFC , CLU , RICP , CPA/PFS, JD, LL.M., CEPA, or a similar advanced planning-related credential.
Experience supporting financial advisors in a home-office, planning center, RIA, broker-dealer, family office, trust, tax, estate, or advisor education environment.
Experience creating advisor education, technical briefs, FAQs, webinars, job aids, or planning guidance materials.
Comfort with planning research tools, financial planning software concepts, tax-planning tools, estate-planning platforms, and knowledge-management systems.

The base annual salary range for this role is $125,000-160,000, plus a competitive performance-based bonus. Base annual salary depends on a wide array of factors, including but not limited to skill set, years and depth of experience, certifications, and location. Base annual salary may also differ significantly due to geography and cost of labor considerations.

#LI-Hybrid

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: RTX1a6d2c
Position Id: 6689
Posted 4 hours ago

Company Info

About Cetera Financial Group, Inc.

Advancing What's Next

Cetera Financial Group, Inc. is transforming how advisors guide individuals and families to achieve financial well-being at every stage of their lives.

We’re enablers. Mentors. Dream builders. Our purpose is to turn financial aspirations into reality. Within our community lies a vibrant wellspring of growth and opportunity for financial professionals, financial institutions, and individual investors alike. As a premier financial services firm, we don’t just deliver financial technology, bespoke guidance, research and market intelligence, and collaborative client-service platforms. We build environments where ideas thrive, connections flourish, and ambitions become remarkable achievements. Driven to deliver unwavering support and innovative solutions to help people live their purpose, we empower each other and the communities around us to bring a stronger tomorrow to life.

Go to company profile

Create job alert

Never miss an opportunity! Create an alert based on the job you applied for.

Similar Jobs

Associate Advisor Training Specialist

San Diego, California

•

Today

Job Description The Associate Advisor Training Specialist within our Financial Planning team supports advisor success by providing guidance, training, and real-time assistance across financial planning tools and workflows. This role partners closely with advisors to help them effectively build, deliver and refine financial plans, troubleshoot challenges, and increase overall confidence in planning capabilities. It combines hands on support, training delivery, and development of scalable best pra

Full-time

USD 55,000.00 - 86,000.00 per year

Manager, Tax

Indianapolis, Indiana

•

Today

Job Description This is a unique community within Cetera Holdings, and we are seeking a Manager, Tax Practice an experienced CPA or Enrolled Agent who thrives on collaboration, leadership, and client impact. In this role, you'll help guide our growing tax team, work hand-in-hand with wealth advisors, and deliver thoughtful tax planning and compliance strategies that support our clients' broader financial goals. If you're ready to lead with purpose, grow with a dynamic team, and help shape a more

Full-time

USD 123,000.00 - 163,000.00 per year

Search all similar jobs

More jobs at Cetera Financial Group, Inc. in San Diego, CA