BSA with Payment exp

Position: BSA with Payment exp with FX

Location: Remote

Duration: Fulltime

Job Description

• FX exp is mandatory
• This position leads system analysis efforts, delivers strategic insight, and acts as a technical expert for business systems within the Bank
• Performs at the highest level of service complexity in support of system operations, performance, and usage
• Develops advanced solutions and specifications to resolve process issues, which may involve elements
• of testing and development
• Serves as a resource to wider business units or associates and may provide a leadership role for less experienced analysts
• This role will interface with business, other application development teams within IT as well as various shared services organizations and infrastructure areas
• Position will be part of Foreign Exchange, supporting continued build out of investments, capital markets, cash, and liquidity management capabilities
• Data Analysis - Sources, compiles, and interprets data
• Performs data analysis at the most advanced level, effectively communicating and directing analysis output
• May handle special projects or direct the analysis efforts of the work group
• Identifying Requirements - Determines system requirements and communicates them using specifications, reports, project plans, or other forms of documentation
• Determines and resolves complex factors that affect system processes
• Ensures compliance through monitoring and analysis
• Reporting - Enables strategic insight into business systems through reports to senior management
• Evaluates systems based on data analysis, user input, and extensive testing
• Conveys patterns, problems, and areas of improvement, and develops process enhancements based on results
• System Support - Provides expert technical support for systems by responding to inquiries, ensuring processes
• run smoothly, and working to continuously improve the end-user experience
• Handles escalated and complex support issues
• Develops and implements modifications and enhancements
• Serves as an analytics resource to wider organization or business units, offering expertise on systems and
• data output
• Lead engagement with business partners on changing business needs, analyze business requirements,
• and communicate the system implications of proposed system changes
• Manage and coordinate the initial assessment, analysis, requirements, development, testing and
• implementation of incremental enhancements/change requests and other minor releases
• Responsible for serving as a liaison with the busines s owners to lead and facilitate the elicitation and
• prioritization of business initiatives and business requirements including but not limited to 3rd party
• vendor interface design, user interface specifications and report design
• Convert application designs into data model and interface/data mapping specifications
• Work closely with developers to understand data structures, data sources and systematic processes
• during system development
• Proactively and continuously look for systematic and data integrity issues across multiple systems to
• prioritize and fix
• Manage and provide support for system production issues, change requests and maintenance
• Must be able to work in phases of systems analysis and data analysis
• Communicates status, prioritizes requirements, influences and obtains approval for requirement
• documentation
• Will be expected to guide and recommend process and system solutions to business owners
• i)experience as a Business Analyst in banking, payments, or fintech
• (ii)Hands-on experience with Real-Time Payments (RTP) platforms - e.g., The Clearing House RTP,
• (iii)FedNow, or similar
• (vi)Strong analytical, problem-solving, and documentation skills
• (vii)Familiarity with Agile/Scrum methodologies
• (i)Experience with payment gateway integration, banking APIs, or core banking systems
• (iii)Experience with tools like JIRA, Confluence, Visio, or Lucidchart
• (iv)Certification in CBAP, CSPO, or related Agile certifications

Responsibilities

• The ideal candidate will have strong experience in payments systems, especially RTP platforms, and will serve as the bridge between business stakeholders and technology teams to ensure delivery of high-impact payment features and enhancements
• Strong understanding of payment processing, settlements, ACH, wire, and ISO 20022 messaging formats
• Experience in creating BRDs, FRDs, user stories, and process flow diagrams
• Excellent communication and stakeholder management skills
• Knowledge of fraud monitoring, AML compliance, or risk mitigation in payments