Credit Risk Analyst
Promantis Inc
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Job Details
Skills
- Business Development
- Account Management
- Acquisition
- Presentations
- Management Information Systems
- Optimization
- Proposal Writing
- Leadership
- Loss Mitigation
- Management
- Modeling
- Dashboard
- Data Modeling
- Finance
- Innovation
- Credit Cards
- Credit Risk
- Customer Relationship Management (CRM)
- Banking
- Collaboration
- SAS/SQL
- Regulatory Compliance
- Revenue Growth
- Risk Management
- Collections
- Communication
- Python
- Regression Analysis
- Advanced Analytics
- Analytical Skill
- Analytics
- Auditing
- Strategy Development
- Tableau
- Underwriting
Summary
Role: Credit Risk Analyst
Onsite
NY, NC and DE
Key Responsibilities
· Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections).
· Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization.
· Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques.
· Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions.
· Collaborate with client stakeholders and cross-functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives.
· Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards.
· Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities.
· Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies.
· Build and nurture long-term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively.
· Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services.
· Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes.
Qualications
· Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related eld; Master’s preferred.
· 7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or nancial services.
· Strong expertise in Small and Medium Business lending products (credit cards, business loans, working capital, merchant cash advance) and credit lifecycle strategies.
· Strong experience on working on bureau data such as D&B and SBFE .
· Prociency in SAS, SQL, Python (Tableau is a plus).
· Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning.
· Ability to synthesize complex analysis into clear recommendations for senior management.
· Strong communication, presentation, and stakeholder collaboration skills.
· Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending.
· Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development.
· Proven experience in managing client accounts with a track record of delivering measurable impact.
· Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives.
- Dice Id: 91007012
- Position Id: 9062161
- Posted 3 hours ago
Company Info
About Promantis Inc
Promantis offers services ranging from Contract Consulting, Staff Augmentation Services, Enterprise Application Solutions, Software Application Solutions, Systems and Network Engineering to Service and Support. Promantis has an expert staff of consultants waiting to assist you. This includes Project Managers, Business System Analysts, Functional Consultants, and Technical Consultants with skills ranging from legacy systems to the latest technologies.
As a recognized leader providing customized software services and solutions to companies around the world, our ability to deliver is a granted that makes companies put their trust in us to answer their day-to-day business challenges and put them on a path for greater success.
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