Distinguished Engineer - Fraud Tech

Distinguished Engineer - Fraud Tech

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

In this role we are looking for a Distinguished Engineer who will lead our Fraud and Disputes ecosystem, defenses and user experiences. You will partner with engineers, product and business stakeholders across the Card Fraud domain and build scalable & resilient solutions that leverage modern tech and design patterns. As part of this role, you will play a key role in standardizing capabilities to enable intelligent decision making that support us to respond to emerging threats swiftly. You would help define the vision for integrated defenses powered by common capabilities. You will work on designing cloud native solutions and will have the opportunity to work on emerging technologies such as: AWS, Claude, Windsurf, Java, Python, GO, REST, databases and pipelines.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

• Articulate and evangelize a bold technical vision for your domain
• Decompose complex problems into practical and operational solutions
• Ensure the quality of technical design and implementation
• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability
• Continue learning and injecting advanced technical knowledge into our community
• Handle several projects simultaneously, balancing your time to maximize impact
• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community
• Explore new cloud technologies and identify applications to leverage their potential
• Develop patterns for cloud to enable emerging business initiatives
• Collaborate with tech leaders to drive tech strategy
• Evangelize cloud strategy, solutions and best practices across the enterprise
• Lead by example by spending a portion of time writing code and directly contributing to code bases in conjunction with our engineers
• Leverage modern AI coding tools such as Windsurf and Claude Code to delivery quality solution

Basic Qualifications:

• Bachelor's Degree
• At least 7 years of experience with solution architecture or software engineering
• At least 5 years of experience with architectural patterns (SOA)

Preferred Qualifications:

• Master's Degree in Computer Science or a Master's Degree in Software Engineering
• 10+ years of experience of working with business leaders on the implications of architectural decisions
• 5+ years building cloud native architectures, architecting enterprise applications on public cloud platforms and cloud ecosystems (AWS, Google Cloud Platform or Azure)
• 5+ years of experience building APIs, microservices, event streams, and high throughput systems
• Experience using generative AI coding tools to increase developer productivity

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $269,100 - $307,200 for Distinguished Engineer

New York, NY: $293,600 - $335,100 for Distinguished Engineer

Richmond, VA: $244,700 - $279,200 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).