Business System Analyst (Payment with ACH)

Role:                   Business System Analyst (Payment experience with ACH)
Location:             Raleigh, NC (Remote)
Type:                   Full-time role with TCS (TATA Consultancy Services)

Job Description:

A technology and business solutions firm is seeking a Senior Business Analyst specialized in payments, focusing on ACH, EDI, and NACHA technologies. 

•       The ideal candidate will possess extensive experience in business analysis within the banking or financial services sectors. 

•       Strong knowledge of payment operations and effective communication skills are essential. 

•       This role offers a unique opportunity to contribute to impactful solutions while working in a collaborative environment.  

•       Strong Business Analyst experience, preferably in banking or financial services

•       Hands-on experience with EDI concepts and transactions, specifically EDI 822

•       Solid knowledge of NACHA file formats and ACH processing

•       Deep understanding of the payments domain, including Wire Transfers, ACH, Checks, RTP, Zelle

•       Strong banking domain knowledge, including payment operations and settlement processes

•       Excellent verbal and written communication skills

•       Excellent verbal and written English communication skills and the ability to interact professionally with a diverse group are required

Responsibilities:

•       The ideal candidate will have strong experience in payments systems, especially RTP platforms, and will serve as the bridge between business stakeholders and technology teams to ensure delivery of high-impact payment features and enhancements

•       Strong understanding of payment processing, settlements, ACH, wire, and ISO 20022 messaging formats

•       Experience in creating BRDs, FRDs, user stories, and process flow diagrams

•       Excellent communication and stakeholder management skills

•       Knowledge of fraud monitoring, AML compliance, or risk mitigation in payments

Thanks & Regards

Himanshu Shahi