Other Details:
o Hybrid: 3-4 Days Onsite in a week.
o Interview Process: 3 rounds via MS Teams
Job Summary:
o We are looking for an analytical professional with experience in credit risk analytics to support acquisition strategies for a consumer credit card portfolio.
o This role focuses on underwriting strategy, risk analytics, and portfolio performance monitoring while supporting responsible growth across digital acquisition channels.
Key Responsibilities:
o Support the development and optimization of credit card acquisition and underwriting strategies.
o Analyze portfolio performance including approval rates, early delinquency, and bad rates.
o Perform segmentation and cohort analysis to identify risk trends and growth opportunities.
o Assist with strategy testing (champion/challenger) to improve approval and pricing strategies.
o Work with transaction and customer data to enhance risk segmentation and underwriting insights.
o Monitor performance across digital acquisition channels and identify potential risk patterns.
o Build and maintain analytical datasets and reporting using SQL and SAS.
o Prepare risk performance dashboards and analysis for internal stakeholders.
Required Skills & Experience:
o 2-6 years of experience in credit risk analytics, strategy, or portfolio analysis (consumer lending or credit cards preferred).
o Strong analytical skills with hands-on experience in SAS and SQL.
o Understanding of credit risk metrics, underwriting strategies, and portfolio monitoring.
o Experience working with large datasets and risk performance analysis.
o Strong problem-solving, communication, and stakeholder collaboration skills.
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