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Payment Systems Business Analyst / Product Owner

Hybrid in Lincolnshire, IL, US • Posted 17 hours ago • Updated 17 hours ago

Contract Independent

Contract W2

12 Months

No Travel Required

Hybrid

Depends on Experience

Fitment

Dice Job Match Score™

✨ Finding the perfect fit...

Job Details

Skills

ACH
Mobile Payments
MPOS
Payment Gateways
Point Of Sale
Payment Systems
PCI DSS
Payment Card Industry
Payments

Summary

8–10+ years of experience as a Business Analyst, Product Owner, or Product Manager with a focus on payment systems, fintech, or financial services.
Demonstrated experience leading at least one full-cycle payment processor or payment gateway implementation.
Proven hands-on experience with retail point-of-sale (POS) payment systems, including in-store terminal integrations, card-present transactions, EMV/chip, contactless (NFC), and POS middleware platforms.
Multi-channel payments expertise spanning in-store POS, e-commerce, mobile, kiosk, and call center — with the ability to design and document unified commerce payment flows across all channels.
Mobile POS (mPOS) experience with solutions such as tablet-based POS, mobile card readers, and associate-facing mobile checkout tools used in retail and field service environments.
Mobile payments knowledge including in-app payments, mobile web checkout, push provisioning, and mobile-first payment UX design considerations.
Digital wallet expertise across consumer wallets (Apple Pay, Google Pay, Samsung Pay) and merchant/closed-loop wallets; understanding of tokenization, device account numbers (DANs), and wallet provisioning flows.
Payment widgets experience — requirements gathering and oversight for embeddable, hosted, or iFrame-based payment UI components designed to streamline checkout while maintaining PCI scope reduction.
Payment abstraction layer / API development — experience defining requirements for and collaborating on the design of internal payment abstraction APIs that decouple business applications from underlying processor and gateway implementations, enabling vendor flexibility, failover routing, and centralized payment orchestration.
Multi-vendor payment environment experience — managing concurrent relationships with multiple processors, gateways, acquirers, and PSPs; understanding routing logic, failover strategies, and vendor-specific capabilities.
Strong understanding of payment industry concepts: card-present/card-not-present, ACH, tokenization, 3DS, chargeback flows, settlement, and reconciliation.
Hands-on experience with Agile/Scrum methodologies; proficiency with tools such as Jira, Confluence, or Azure DevOps.
Experience with payment gateway/processor APIs (REST, JSON, ISO 8583 or similar) and the ability to work effectively with technical teams on integration design.
Solid understanding of PCI-DSS compliance requirements and data security best practices.
Excellent written and verbal communication skills with the ability to clearly explain technical concepts to non-technical audiences.

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: 10196450
Position Id: 9013557
Posted 17 hours ago

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