Technical Architect - Commercial Lending & Collateral Platform

job summary:

The bank is moving away from vendor products to a custom collateral platform The target design is modular composable and API and eventled The new platform becomes the master record for collateral and sends approved changes to the loan origination LOS and loan servicing LMS systems The Technical Architect owns the endtoend technical design and must deliver it within a phased roadmap

P0 core collateral controls and a reconciled migration off the legacy platform

P1 automation

P2 AI capabilities

location: Charlotte, North Carolina

job type: Contract

salary: $65 - 75 per hour

work hours: 8am to 4pm

education: Bachelors



responsibilities:

• Architecture Design
• Define the targetstate architecture core collateral engine integration hub data hub and interaction layer UI dashboards workflows
• Design domainbased microservices for the collateral lifecycle registry valuation perfection insurance release and document management
• Design configurable rules and workflow engines for triggers s makerchecker approvals and escalations
• Produce architecture decision records ADRs reference architectures nonfunctional requirements NFRs and design standards and take designs through the banks architecture review boards
• Integration
• Design the API event and batch integration layers This includes pubsub messaging message converters adapters and repair queues for failed batch processing
• Lead integration design with AFS Vision Loan IQ nCino the customer master credit risk systems and document repositories
• Reuse the banks existing integration API and event hubs and migrate legacy pointtopoint interfaces step by step
• Data Migration
• Design the collateral data model the single authoritative collateral record and data quality and reconciliation controls
• Own the technical strategy for migration and coexistence with the legacy platform This covers incremental data migration parallel runs reconciliation and decommissioning
• Design reporting and analytics data flows including support for regulatory reporting
• Security Controls NFRs
• Build in rolebased access segregation of duties encryption full audit trails and data retention
• Define targets for performance scalability resilience high availability disaster recovery and observability
• Keep the design aligned with the banks security model risk and technology risk standards and with US regulatory expectations OCCFRB
• Engineering Leadership Delivery
• Set up the platform foundation first then support iterative MVP nanoproduct releases
• Define CICD DevSecOps test automation and environment strategy
• Guide onsite and offshore engineering teams through code reviews design walkthroughs and technical governance
• Work with the Commercial Lending Collateral SME to turn business capabilities into technical designs
• Support the upfront study of the legacy application and present the proposed architecture in client workshops

qualifications:

Required Qualifications

Proven experience architecting large custom platforms in banking Commercial lending collateral or credit platforms are strongly preferred

Deep expertise in microservices domaindriven design and APIfirst eventdriven architecture

Handson strength in JavaSpring Boot or NET RESTGraphQL APIs and Kafka or equivalent messaging

Cloudnative architecture on AWS or Azure containers Kubernetes and managed services

Strong data architecture skills relational databases Oracle PostgreSQL SQL Server data modeling ETLELT and reconciliation design

Experience migrating from legacy or COTS platforms with coexistence and phased cutover

Experience integrating with lending systems such as AFS ACBS Loan IQ nCino or core banking platforms

Solid grasp of enterprise security IAMSSO OAuth2 encryption secrets management and audit logging

Excellent communication and stakeholder skills comfortable presenting to bank CTO and CIOlevel audiences and architecture review boards

Preferred Qualifications

Experience with rules or workflow engines such as Drools Camunda or Pega

Familiarity with collateral products such as STOC or Broadridge COLLATE

Modern frontend architecture Angular or React and document management integration

Exposure to AIML use cases such as intelligent document extraction and predictive monitoring

Certifications such as TOGAF AWSAzure Solutions Architect Professional or Kubernetes

skills:

AWS,Angular,Kafka,API,APIs,AIML,audit logging,test automation,batch processing,code reviews,CICD,data architecture,data hub,Data Migration,data retention,DevSecOps,Design Architecture,disaster recovery,document management,Drools,document extraction,integration design,Kubernetes,LMS,microservices,Azure,SQL Server,OAuth2,Oracle,Pega,PostgreSQL,React,relational databases,Software Engineering,high availability,TOGAF,communication,Leadership,ability to lead,resilience,Pragmatic,Architecture Design,architecture,banking,TOGAF,Commercial Lending,COTS,core banking,enterprise security,encryption,dashboards,data model,data modeling,data quality,decommissioning,presenting,Design reporting,architecture review,technical design,governance,loan origination,loan servicing,offshore engineering,managed services,predictive monitoring,regulatory reporting,use cases,risk,security,scalability,Security Controls,segregation of duties,technical depth,technology risk,technical strategy,workflows

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad Digital, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad Digital offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.