Backend Java Developer - Hybrid (Flexcube experience must)

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Job Overview

This role focuses on backend development, core banking integrations, and payment workflow engineering to enable secure, high-value international business payments.

Job Description

Core Banking Engineering (Oracle Flexcube)

• Develop and enhance Flexcube modules supporting cross-border B2B payments
• Implement settlement processing, GL accounting, and multi-currency transactions
• Support Nostro/Vostro reconciliation
• Build FX logic and charge computations
• Customize Flexcube using PL/SQL, APIs, UDFs, and custom screens
• Optimize performance for high-value corporate payments

Payment Workflow Engineering (OBPM / SOA)

• Design and implement payment orchestration workflows
• Integrate AML, sanctions screening, and KYC workflows
• Build exception handling and compliance review flows
• Develop workflow components (BPEL, WSDL, XSD, composites, human tasks)

Backend & Microservices Development

• Build Java / Spring Boot microservices
• Integrate with Visa B2B Connect APIs
• Develop real-time validation and routing services
• Implement tracking, reconciliation, and settlement services
• Support batch processing and confirmations
• Ensure high availability and system resiliency

Integration & Compliance

• Integrate core banking with cross-border payment rails
• Connect compliance and fraud monitoring systems
• Support regulatory and operational reporting
• Implement data privacy and security controls
• Ensure compliance with PCI, ISO27001, and regional regulations

Collaboration & Delivery

• Partner with Product, Compliance, Treasury, and Operations teams
• Support UAT, production deployments, and incident resolution
• Translate business payment requirements into scalable backend systems

Required Skill

Core Systems

• 3–8+ years of Oracle Flexcube development
• Strong PL/SQL and Flexcube customizations
• Experience with OBPM / SOA / BPEL workflows
• Experience integrating banking systems with payment networks

Backend Development

• Strong Java and Spring Boot experience
• REST/SOAP APIs, JSON/XML
• Messaging systems (MQ/Kafka)
• Microservices and distributed systems architecture

Payments Domain

• Cross-border corporate payments
• ISO 20022 message standards
• AML / KYC / Sanctions screening
• FX processing and treasury systems
• Payment lifecycle and settlements

Nice to Have

• Docker & Kubernetes
• CI/CD pipelines
• AWS / Oracle Cloud
• Distributed ledger systems
• Visa B2B Connect or Visa Direct experience