Distinguished Software Engineer - Card Tech

Distinguished Software Engineer - Card Tech

Job Description

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About the Team:

Capital One is seeking a Distinguished Software Engineer, to work in our Credit Card Technology Data Engineering Team and build the future of financial services. We are a fast-paced, mission-driven group responsible for managing and leveraging petabytes of sensitive, real-time and batch data that powers everything from fraud detection models and personalized reward systems to regulatory compliance reporting. As a leader in Software Engineering, you won't just move data; you'll architect high-availability that directly influence millions of customer experiences and secure billions in transactions daily. You'll own critical data domains end-to-end, working cross-functionally with ML Scientists, Product Managers, and Business Analysts teams etc to solve complex, high-stakes problems with cutting-edge cloud technologies (like Snowflake, Kafka, and AWS). If you thrive on technical challenges, demand data integrity, and want your work to have a clear, measurable impact on the bank's core profitability and security, this is your team.

This leader must have the ability to attract and recruit the industry's best talent, and simultaneously have the technical chops to ensure that we build compelling, customer-oriented solutions in an iterative methodology. Success in the role requires an innovative mind, a proven track record of delivering next generation software and data products, rigorous analytical skills, and a passion for delivering customer value through automation, machine learning and predictive analytics.

What you'll do:

• Define and drive technical strategy and roadmap for our systems and platforms that power Capital One's inbound card and loan capabilities across the customer experience, payment profiles, scheduling, fulfillment and money movement rails.
• Partner cross-functionally with client, cloud infrastructure, and machine learning platform teams to align on and co-develop technical solutions.
• Architect and build highly secure & scalable systems that enable server-driven product experiences across devices, with exceptional reliability and availability.
• Design high-throughput, low-latency services capable of handling millions of concurrent requests.
• Design and implement API & federated BFF (Back-end for Front end) strategy for efficient data access (fetching, caching, request coalescing, etc.) between backend services and clients, with democratized data schema contribution.
• Architect enhanced Observability and Monitoring frameworks to enable rapid issue detection, debugging and resolution, across the entire product system stack.
• Provide organizational technical leadership to influence architecture, engineering standards, cross-team strategies, mentoring engineers and driving organization wide platform innovation.
• Leverage proven leadership in driving platform strategy, fostering cross-functional collaboration, and influencing technical direction across the company

Basic Qualifications

• Bachelor's Degree
• At least 7 years of experience in software engineering
• At least 7 years of experience designing distributed systems, backend architecture, and API platforms
• At least 5 years of experience with public cloud technologies

Preferred Qualifications:

• Master's Degree in Computer Science or a related field
• 10+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript, TypeScript, Swift,
• 7+ years of experience in event-driven systems and architecting scalable, fault-tolerant, highly-available services
• 7+ years of experience in building high-performance API platforms and federated BFF architectures (GraphQL, REST, API gateways, gRPC, caching, and streaming).
• 7+ years of experience with cloud-native engineering (AWS, Azure, or Google Cloud Platform), containerization (Docker, Kubernetes) and automated deployment

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York, NY: $293,600 - $335,100 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1- or via email at All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).