Payments Software Engineer

Job Title: Payments Software Engineer

Job Location: Philadelphia, PA

Job Type: Contract

Job Overview:

Pay Range: $55hr - $60hr

Requirement/Must Have:

• 6+ years of software engineering experience.
• 6+ years of hands-on development experience in technical engineering roles.
• 3+ years of experience with ACI payment application suite, including ACI MTS, UPF, and APSF.
• Strong experience providing technical leadership and mentoring within engineering teams.
• Hands-on experience with ACI UPF including Endpoint, Gateway, and Bank Adapter configurations.
• Experience with message routing rules, processing rule setup, and cartridge deployment.
• Experience with UPF Control Center operations, monitoring, auditing, and alerting.
• Experience with security configurations, cryptographic policies, keystore, and truststore management.
• Strong understanding of payment systems such as ACH, Wires, and global payment rails.
• Experience with ISO 20022 implementations and payment orchestration.
• Strong experience with JMS, Kafka/Confluent, and Oracle databases.
• Experience with Microservices, JEE, middleware, transaction management, and performance tuning.
• Experience with CI/CD, DevOps, automation, and cloud deployment practices.
• Strong analytical, troubleshooting, and problem-solving skills.

Experience:

• Experience with ACI UPF 5.x message flows, logging, troubleshooting, and orchestration.
• Experience with ACSF/APSF configurations and WebSphere deployments.
• Experience with automation using Jython, Python, or Unix shell scripting.
• Experience with ACI MTS including routing rules, remote records, and line configurations.
• Experience supporting high-volume enterprise payment processing systems.
• Experience conducting NFR testing including RTO/RPO validation.
• Experience collaborating across distributed and virtual teams.
• Experience with secure DevOps and test automation frameworks.
• Experience with connection pooling, messaging systems, and enterprise integration platforms.

Responsibilities:

• Lead the design and development of scalable enterprise payment solutions.
• Support modernization initiatives including cloud readiness, API design, and application migration.
• Provide technical leadership during cross-functional initiatives.
• Troubleshoot complex technical issues and drive root-cause resolution.
• Participate in coding, peer reviews, architecture discussions, and technical decision-making.
• Ensure applications meet security, scalability, performance, and reliability standards.
• Implement automation initiatives and improve CI/CD and DevOps processes.
• Support system testing, UAT, performance validation, and operational readiness.
• Configure and manage ACI payment platforms and payment message routing processes.
• Collaborate with architects, engineers, and business stakeholders to deliver enterprise payment solutions.
• Optimize application performance, transaction management, and middleware configurations.
• Support deployment, monitoring, and operational support activities.

Should Have:

• Experience with FED, CHIPS, CHAPS, TARGET, and SWIFT payment rails.
• Exposure to cloud-native payment modernization initiatives.
• Experience with secure cloud deployment automation.
• Knowledge of enterprise observability and monitoring practices.
• Experience with distributed enterprise environments and global payment systems.

Skills:

• ACI UPF.
• ACI MTS.
• APSF.
• ACSF.
• Payment Processing.
• ACH.
• Wires.
• ISO 20022.
• Kafka.
• Confluent.
• JMS.
• Oracle.
• Java EE.
• Microservices.
• Middleware.
• Transaction Management.
• API Design.
• WebSphere.
• Jython.
• Python.
• Unix Shell Scripting.
• CI/CD.
• DevOps.
• Cloud Deployment Automation.
• Test Automation.
• Performance Tuning.
• Security and Cryptography.
• Message Routing.
• Enterprise Integration.
• Troubleshooting and Root Cause Analysis.

Qualification and Education:

• Bachelor s degree in Computer Science, Information Technology, Engineering, or a related field.
• Relevant certifications in Payments, Cloud, Middleware, or Enterprise Technologies are a plus.