At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionThis position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:- Lead the architecture, integration, and analytics of money movement data (ACH, Wires, RTP, FedNow) across multiple source systems into a unified, scalable data platform
- Design, build, and maintain data pipelines, models, and semantic layers using Databricks, Azure Synapse, and Microsoft Fabric
- Perform deep analysis of payment transaction data to identify trends, risks, and opportunities; translate findings into actionable insights for business and compliance partners
- Apply advanced analytics, statistical techniques, and machine learning to develop predictive models, including use cases such as payment optimization and fraud detection
- Provide technical leadership on data architecture, modeling standards, BI frameworks, and best practices for payments and money movement analytics
- Partner closely with payments, compliance, and technology teams to prioritize analytics needs and deliver a holistic view of transaction data
- Define and enforce BI and data platform standards, ensuring alignment with enterprise architecture and governance
- Select and optimize BI tools, features, and data loading processes to support complex payment data models and analytics use cases
- Measure outcomes of analytics-driven recommendations, monitor performance, and continuously refine solutions
- Support and influence enterprise process improvement initiatives related to payments and money movement
- Establish benchmarks and incorporate industry best practices to drive innovation through predictive and advanced analytics
- Provide guidance, consultation, and enablement to business users and BI developers, including training and adoption support
Basic Qualifications- Bachelor's degree, or equivalent work experience
- Six to eight years of relevant experience
Preferred Skills/Experience- Experience building and supporting data and analytics solutions using Databricks, Azure Synapse, Microsoft Fabric, and SQL, with exposure to BI and visualization tools such as Power BI or Tableau
- Strong knowledge of financial services and payments, including money movement data (ACH, Wires, RTP, FedNow), transaction formats, and end-to-end business processes
- Hands-on experience with advanced analytics, including statistical analysis, predictive modeling, machine learning, and data visualization
- Proficiency in Python and SQL (experience with R or SAS is a plus) for data extraction, analysis, and modeling
- Ability to analyze large, complex datasets, synthesize insights, and communicate findings clearly to technical and non-technical stakeholders
- Solid understanding of data architecture, application design, and delivery processes, including information management and security considerations
- Strong problem-solving, decision-making, and project execution skills, with the ability to work independently in a fast-paced environment
- Effective written, verbal, and interpersonal communication skills, with experience partnering with senior business leaders and cross-functional teams
- Prior experience in banking or financial services strongly preferred
- Background in process improvement or Lean methodologies is a plus
Location expectations This role requires working from a U.S. Bank location three (3) or more days per week.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-VerifyU.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $126,820.00 - $149,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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