Wanted: Experienced Senior Non-QM Underwriter with strong conventional and government loans experienceThis Jobot Job is hosted by: Stephen Niedringhaus
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Salary: $100,000 - $100,000 per year
A bit about us:Wanted: Experienced Senior Non-QM Underwriter with strong conventional and government loans experience
** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **
We are adding a Senior Non-QM Underwriter to support both our Retail and Wholesale channels. This is a live-file underwriting role responsible for reviewing, decisioning, and clearing loans through Clear-to-Close in a fast-paced environment. We need a Senior Non-QM Underwriter with strong conventional and government underwriting experience too.
Don't miss this great opportunity. Apply today. Interviews are going on now!
Why join us?** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **
Competitive base salary - depending on experience and certifications
Full Benefits with 401(k)
Annual Bonus Option
Supportive culture, opportunities for learning, and accessible management!
Plus so much more...
Job DetailsKey Responsibilities
- Underwrite Non-QM loans plus Conventional, FHA, Jumbo, Bond, and even VA
- Manage files from initial decision through Clear-to-Close (CTC)
- Strong experience underwriting Non-QM programs (Bank Statement, DSCR, Asset Utilization, ITIN)
- Analyze complex incom,e including self-employed borrowers
- Partner with Retail Loan Officers and Wholesale brokers
- Maintain SLA turn times while protecting credit quality
- Work with Loan Originators to restructure loans
- Respond to underwriting scenario desk inquiries
Required Skills & Experience
- 5+ years current front-line underwriting experience
- 2+ years hands-on Non-QM underwriting
- Active VA LAPP/SAR and FHA DE authority strongly preferred
- Strong DU/LP and manual underwriting knowledge
- Advanced self-employed income analysis skills
- Advanced rental income analysis skills
- Experience in Encompass or comparable LOS
- Ability to manage production pipeline independently
- Strong understanding of secondary market requirements
- Ability to respond to investors and government agencies to resolve deficiencies that may arise
- Team player with a strong commitment to customer service
- Excellent verbal and written communication skills
If interested, apply directly, and also feel free to email your latest resume and your desired base salary requirements to _source=Dice
Interested in hearing more? Easy Apply now by clicking the "Apply Now" button.
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