Triad Consultant

Role: Triad Consultant

Location: Remote

Duration: 12+ Months

Job description:

We are looking for an Associate with hands-on experience in FICO TRIAD 9.2 to support design and implementation of risk and decisioning strategies across card lifecycle areas including Authorization, Billing, Scoring, and Marketing.

Key Responsibilities

1. TRIAD Strategy & Decision Tree Development

• Design, configure, and maintain TRIAD decision trees for:
  • Authorization (real-time transaction decisions)
  • Billing (delinquency, line management)
  • Scoring (risk segmentation)
  • Marketing (offer eligibility & targeting)
• Implement rules, splits, and strategy logic aligned to business policies
• Support strategy versioning, deployment, and rollbacks

2. Keys & Data Management (Critical)

• Define and work with TRIAD Keys (account, customer, transaction level)
• Perform data mapping, variable creation, and attribute derivation
• Ensure data accuracy and proper feeding into TRIAD decision engine

3. Strategy Execution & Optimization

• Support real-time and batch processing strategies
• Monitor and optimize:
  • Approval/decline decisions
  • Risk segmentation performance
  • Strategy effectiveness
• Execute champion/challenger testing

4. Testing & Validation

• Perform strategy testing (SIT/UAT)
• Conduct simulation / what-if analysis using historical data
• Validate decision outcomes before production release

5. Project Delivery

• Assist in delivery of TRIAD initiatives, enhancements, or upgrades
• Coordinate with business (risk/credit/marketing) and technology teams
• Track tasks, timelines, dependencies, and issues
• Support structured delivery aligned with project management practices [SatCo MNS_...inputs_V02 | PowerPoint]

6. Stakeholder Interaction

• Work with cross-functional teams to gather requirements
• Translate business rules into TRIAD strategy logic
• Participate in workshops and discussions for solution definitionle involves working on decision trees, keys, and rule-based strategies to drive business outcomes in a real-time and batch processing environment.

Required Skills

• Hands-on experience with FICO TRIAD 9.2
• Strong understanding of:
  • Decision trees / rule-based engines
  • Credit risk lifecycle (Authorization, Billing, Scoring, Marketing)
• Experience working with:
  • Keys / variables / data mapping in TRIAD
• Basic SQL / data analysis skills
• Strong analytical and problem-solving ability