Payments Business Consultant :: Pittsburgh, PA (Onsite)

Job Title: Payments Business Consultant

Location: Pittsburgh, PA (Onsite)

Duration: 12+ months / Long-term Contract

JD:
Advise clients or internal stakeholders on payment ecosystems| including cards| ACH| wires| RTP| digital wallets| and cross border payments
Assess current payment capabilities and recommend roadmaps for modernization| efficiency| and scalability
Support payment product launches| expansions| and optimization initiatives
Provide thought leadership on industry trends| payment innovations| payment regulations and standards (e.g.| PCI DSS) Identify payment related risks (fraud| operational| regulatory) and recommend mitigation strategies
Act as a trusted advisor to executives| product owners| operations teams| and external partners
Facilitate workshops| requirement gathering sessions| solution assessment and executive briefings
Translate complex payment concepts into clear| actionable business recommendations
Collaborate with technology teams on payment platforms| gateways| processors| and system integration| automation| and scalability
Collaborate and evaluate payment vendors| processors| fintech partners| and networks
Support payment system implementations| upgrades| and integrations
Analyze market trends such as real-time payments| open banking| embedded finance| and fraud prevention advancements
Provide insights to inform business strategy and investment decisions
Optimize payment success rates| authorization flows| reconciliation| and settlement
Advise on integrating payment platforms with BSS| CRM| mediation| and ERP systems
Ensure compliance with telecom regulations| tax rules| PCI DSS| and data privacy requirements
Support revenue assurance| billing accuracy| leakage prevention| and audit readiness
Advise on fraud risk across payments| roaming| subscriptions| and promotions
Collaborate with finance and business teams on customer disputes| chargebacks| and credit risk

Essential Skills:
Strong experience with
Telecom billing models (prepaid, postpaid convergent)
Charging| rating| mediation| and invoicing
Payment integrations and digital channels
Deep knowledge of payment rails and models
Card payments (credit| debit| prepaid)
ACH and wires
Real time payments
Digital and mobile payments