Quality Assurance Consultant II

Job#: 3020180

Job Description:

Job title: Quality Assurance Consultant II

Location: Charlotte NC

Duration: 12 Months

Payrate: $50.00 - 51.08/hr

Description:

This role is responsible for testing and delivering complex software solutions that support US Payments - Wires, including Fedwire, CHIPS, SWIFT MT/MX, and ISO 20022 enabled payment flows. As a subject matter expert in wire testing practices, the Quality Specialist II ensures that software meets all functional, nonfunctional, compliance, and regulatory requirements associated with high value wire processing. This includes validating payment messages, testing routing and settlement workflows, supporting investigations and exception processing, and ensuring systems remain compliant with OFAC, AML, and sanctions screening rules.

This role also leads to the creation and maintenance of test frameworks, automation suites, regression packs, and test data strategies to ensure robust coverage across all wire related processes and integrated applications.

Key Responsibilities

Develop detailed, comprehensive, and well-structured test cases based on functional, nonfunctional, compliance, and regulatory requirements unique to wire payments.

Lead test planning for wire related features, ensuring clear acceptance criteria aligned to Fedwire, CHIPS, SWIFT MT/MX, and ISO 20022 specifications.

Identify in scope and out of scope items with strong awareness of operational and regulatory impacts for high value, time sensitive wire transactions.

Implement and maintain test frameworks supporting wire validation across end-to-end flows: initiation, enrichment, routing, settlement, exceptions, returns, and investigations.

Lead test case reviews with SMEs, compliance, engineering, and operations to ensure coverage of payment rails and regulatory controls.

Identify, design, and implement automation opportunities for high value wire scenarios, including message validation, MT/MX mapping, and ISO 20022 schema validation.

Manage sensitive wire test data, including high value amounts, cross border formats, sanctions sensitive names, and compliance test sets.

Execute manual and automated tests across integrated wire systems and record results with traceability to regulatory, functional, and technical requirements.

Report issues with detailed diagnostics, including payment payload analysis (MT/MX, XML), trace logs, and clearing rail rule references.

Lead triage of wire related defects, coordinating with developers, payment operations, compliance, and investigations teams to ensure timely resolution.

Create and maintain end to end traceability across the development lifecycle, including mapping payment rail rules, regulatory standards, and business requirements.

Use testing tools (message validators, XML editors, log analyzers, automation frameworks) and adhere to promotion, DevOps, and CI/CD processes for wire systems

Maintain and catalog regression suites across smoke, integration, and full cycle wire processing, ensuring coverage of resiliency, failover, and performance scenarios.

Primary Skill: Selenium

Secondary Skill: Cucumber

Tertiary Skill: Agile Coach

Required Qualifications

7+ years of overall QA / software testing experience, including functional, integration, and regression testing.

5+ years of QA experience in high value payments or banking (US Wires - Fedwire, CHIPS, or SWIFT MT/MX / ISO 20022).

3+ years of experience as a QA lead / senior QA owning test strategy and execution for a squad or feature area.

Strong hands-on experience with test automation using tools such as Selenium, RestAssured, JUnit/TestNG, or similar.

Experience testing Java/Spring Boot microservices, REST APIs, and event driven flows (Kafka or other messaging platforms).

Good SQL skills and experience validating data in Oracle (or similar RDBMS), including complex joins and reconciliation.

Experience with test management and defect tracking tools (e.g., JIRA, qTest, ALM, Zephyr).

Experience working in CI/CD environments (e.g., Jenkins, GitLab, Azure DevOps) and integrating automated tests into pipelines.

Familiarity with Linux/Unix environments and basic shell scripting to support environment validation and log analysis.

Knowledge of wire domain message formats (SWIFT MT, ISO 20022 MX) and validation of key data elements and rules.

Strong communication skills and ability to collaborate with developers, product owners, and business/operations partners.

Desired Qualifications

Experience analyzing, validating, and troubleshooting Fedwire and CHIPS message elements, routing codes, settlement attributes, and wire payment statuses.

Deep knowledge of SWIFT MT/MX standards, including mandatory fields, sequence rules, and cross element validations.

Hands on experience validating ISO 20022 MX schemas, data dictionaries, and mapping between legacy MT messages and MX formats.

Familiarity with wire investigations, inquiries, adjustments, and exception handling workflows (NOCs, rejects, returns, compliance holds).

Understanding of sanctions screening, OFAC lists, AML controls, and regulatory obligations impacting wire processing.

Experience supporting or testing integrations with fraud systems, core banking, sanctions engines, payment orchestration layers, and downstream ledger platforms.

Knowledge of high availability and resiliency requirements for time critical payment systems, including failover, disaster recovery, and performance testing.

Ability to interpret payment rail rulebooks (Fedwire Operating Circulars, CHIPS Rules, SWIFT Standards) and apply them to test scenarios.

Strong analytical, communication, and documentation skills, with ability to explain complex wire related issues to both technical and business stakeholders.

Experience working within Agile environments supporting continuous refinement, automation, and process improvement for wire payment capabilities.

Experience with performance and reliability testing tools (e.g., JMeter, Gatling, Locust).

Exposure to observability and log platforms (e.g., Splunk, ELK, Dynatrace, AppDynamics) for debugging and validation.

Experience with test data management, synthetic data generation, and masking strategies for regulated environments.

Familiarity with regulatory and compliance considerations (OFAC, AML, sanctions) from a QA/test case perspective.

Prior experience in payments vendor platforms and related tools (e.g., Lenium/Lennium or other in-house QA utilities).

EEO Employer

Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law. Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation in using our website for a search or application, please contact our Employee Services Department at or .

Apex Systems is a world-class IT services company that serves thousands of clients across the globe. When you join Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRated's Best of Staffing in Talent Satisfaction in the United States and Great Place to Work in the United Kingdom and Mexico. Apex uses a virtual recruiter as part of the application process. Click for more details.

Apex Benefits Overview: Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our 'Welcome Packet' as well, which an Apex team member can provide.