Job Title: Product Owner / Business Analyst -- Lending Domain
Job Location: Irving, TX / Phoenix, AZ | 5 days onsite
Description:
AgreeYa is a global Systems Integrator and is seeking an experienced Product Owner / Business Analyst to join our growing team. In this role, you will bring deep lending domain expertise to drive product strategy and delivery across consumer and commercial lending platforms, bridging business needs with technical teams, prioritizing backlogs, defining user stories, and ensuring regulatory compliance while optimizing end-to-end lending processes from origination through servicing.
Job Responsibilities
- Collaborate with stakeholders (executives, compliance, risk teams) to gather and refine lending requirements for products like mortgages, personal loans, auto financing, and commercial credit lines.
- Own the product backlog: Prioritize features using value-based methods, write detailed user stories with acceptance criteria, and maintain traceability to business objectives.
- Analyze lending workflows, identify gaps in current systems (e.g., loan decision engines, CRM integrations), and recommend data-driven improvements using tools like Jira, Confluence, or Azure DevOps.
- Facilitate agile ceremonies (sprint planning, demos, retrospectives) and ensure delivery aligns with lending KPIs such as approval rates, default minimization, and turnaround time.
- Conduct market analysis on lending trends (e.g., digital onboarding, AI-driven underwriting) and support UAT, defect triage, and go-live activities.
- Ensure solutions comply with banking regulations, data privacy (GDPR/CCPA), and integrate seamlessly with core banking systems.
Required Qualifications
- Bachelor's degree in Business, Finance, Computer Science, or related field; MBA or certifications (CSPO, CBAP, PMP) preferred.
- 5+ years in Product Ownership or Business Analysis, with at least 3 years in banking/financial services lending (e.g., mortgages, consumer/commercial loans).
- Proven experience in agile/Scrum environments, backlog grooming, and tools like Jira, Rally, or Trello.
- Strong domain knowledge in lending lifecycle: origination, underwriting, servicing, collections, and risk assessment.
- Proficiency in data analysis tools (SQL, Tableau, Excel) and BPMN/ UML for process modeling.
- Excellent communication skills for stakeholder alignment and presenting to C-suite.
Preferred Skills
- Experience with lending platforms (e.g., nCino, Blend, LoanPro) or integrations with AWS/Azure cloud services.
- Familiarity with regulatory tech (RegTech) and anti-money laundering (AML) in lending contexts.
- Banking-specific Agile experience (SAFe certified a plus).
AgreeYa is a global systems integrator delivering competitive advantage for its customers through software, solutions, and services. Established in 1999, AgreeYa is headquartered in Folsom, California, with a global footprint and a team of more than 2,200 staff across offices. AgreeYa works with 500+ organizations ranging from Fortune 100 firms to small and large businesses across industries such as Telecom, Banking, Financial Services & Insurance, Healthcare, Utility & Energy, Technology, Public sector, Pharma & Biotech, and others. Please visit us at for more information.
AgreeYa is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, gender identity, sexual orientation, national origin, disability, veteran status or other protected characteristics. Visit our website to learn about our Career & Culture.
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