Cards Business Analyst

Job Title: Cards Business Analyst

Job Location: Hanover, NJ

Job Type: Contract.

Job Description:

Pay Range: $65hr - $70hr

• Support initiatives across credit, debit, and prepaid card products.
• Support tokenization and digital wallet integrations.
• Support authorization, clearing, and settlement processes.
• Support fraud monitoring and controls.
• Support chargebacks and dispute management.
• Support rewards, loyalty, and promotions.
• Collaborate with card processors.
• Act as a liaison between business, product, technology, operations, and compliance teams.
• Participate in sprint planning, backlog grooming, UAT planning, and defect triage.
• Support vendor and network engagements.
• Develop UAT strategies, test scenarios, and test cases.
• Execute and support user acceptance testing and defect resolution.
• Support production releases, post-implementation validation, and issue resolution.
• Analyze transaction data, metrics, and trends to support decision-making.
• Collaborate with data teams on dashboards, reporting, and regulatory requirements.

Requirement/Must Have:

• Strong experience in cards and payments domain.
• Knowledge of ISO message standards.
• Knowledge of authorization and settlement flows.
• Understanding of interchange fees and network rules.
• Knowledge of fraud and dispute lifecycle.
• Experience working with card network rules and mandates.

Responsibilities:

• Act as a liaison between cross-functional teams.
• Participate in Agile ceremonies and project activities.
• Develop and execute test strategies and scenarios.
• Support testing, release, and post-implementation activities.
• Analyze and report on transaction data and trends.

Skills:

• Expertise in requirements elicitation techniques.
• Strong documentation and communication skills.
• Experience with Agile tools.
• Ability to manage multiple initiatives simultaneously.
• Comfortable working with APIs, message flows, and data mappings.
• SQL or data analysis experience preferred.
• Understanding of digital payments and mobile wallets.

Qualification And Education:

• Bachelor s degree in a relevant field or equivalent experience.