Advise clients or internal stakeholders on payment ecosystems| including cards| ACH| wires| RTP| digital wallets| and cross border payments Assess current payment capabilities and recommend roadmaps for modernization| efficiency| and scalability Support payment product launches| expansions| and optimization initiatives Provide thought leadership on industry trends| payment innovations| payment regulations and standards (e.g.| PCI DSS) Identify payment related risks (fraud| operational| regulator