Lead Product Manager with Banking/Underwriting

RESPONSIBILITIES:
Kforce has a client that is seeking a Lead Product Manager with Banking/Underwriting in San Francisco, CA.

Summary:
We are looking for a Lead Product Manager who thrives at the intersection of data, UX, and platform thinking, and who is motivated by improving funnel performance for both merchants and borrowers.This role is highly cross-functional and fast-moving, with ownership across strategy, execution, and iteration.

What You Will Do:
Drive Growth Through Funnel Optimization:
* Own and optimize the end-to-end origination funnel across web, mobile, and API experiences
* Identify friction using quantitative data, experimentation, and qualitative insights, then test and ship improvements quickly
* Improve conversion, approval rates, and time-to-decision while maintaining compliance and strong credit quality

Champion Customer Experience:
* Map borrower and merchant journeys to uncover usability gaps and unmet needs
* Define intuitive, confidence-building user flows with a strong attention to UX quality
* Advocate for simplicity by removing unnecessary steps, complexity, and operational friction

Build and Execute an ROI-Driven Roadmap:
* Prioritize initiatives using clear success metrics, quantified impact, and business alignment
* Lead cross-functional execution from discovery through launch and ongoing optimization
* Partner closely with engineering to deliver reliable, observable, and scalable platforms for merchant partners

Use Data to Inform Decisions:
* Ensure strong funnel instrumentation, clean eventing, and actionable dashboards
* Self-serve insights using SQL and analytics tools to validate hypotheses
* Run A/B tests and progressive rollouts as a core part of the product development lifecycle

Evolve Credit, Fraud, and Verification Experiences:
* Partner with Risk, Data Science, and Compliance to improve identity, fraud, and underwriting flows

REQUIREMENTS:
* Bachelor's degree in a related field; Or equivalent practical experience
* 8+ years of product management experience, ideally in fintech, lending, payments, or consumer-facing platforms
* Growth-minded and highly analytical, with deep experience in funnel optimization, experimentation, and hypothesis-driven development
* Strong customer empathy and discovery skills, with an instinct for simple, intuitive, and high-quality user experiences
* Comfortable using data to inform decisions, including hands-on experience with SQL and analytics tools such as Heap or Snowflake
* Experienced partnering cross-functionally with engineering, design, risk, data science, compliance, operations, and go-to-market teams
* Able to balance growth, customer experience, and regulatory requirements in a complex environment
* Familiar with origination flows, KYC/KYB, fraud, underwriting, and partner integrations
* Track record of leveraging AI tools to elevate product thinking, analysis, and execution quality
* Bonus: experience with merchant-led sales models or the home improvement ecosystem

The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs. This range may be modified in the future.

We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave.

Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law.

This job is not eligible for bonuses, incentives or commissions.

Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.

By clicking ?Apply Today? you agree to receive calls, AI-generated calls, text messages or emails from Kforce and its affiliates, and service providers. Note that if you choose to communicate with Kforce via text messaging the frequency may vary, and message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You will always have the right to cease communicating via text by using key words such as STOP.