4+ years of experience in risk analytics, fraud strategy, or risk policy at a payments, fintech, or financial services companyExpert-level SQL (BigQuery strongly preferred); comfortable writing complex CTEs, window functions, dedup logic, and partition-filtered queries on large transactional tablesStrong understanding of A/B testing and shadow testing frameworks for platform migrations or model deploymentsProven ability to independently scope and deliver end-to-end data analyses with clear, acti