Hiring,
Greetings from Modern Agile Technologies.
Position: Payments Architect
Location: Remote
Type: Contract (W2 Only)
Core Experience
• 5+ years of hands-on experience in payments solution design and implementation.
• Deep working knowledge of payments industry domains: (1 or 2 out of list minimum).
◦ RTGS (Real-Time Gross Settlement) systems.
◦ Real-time payment networks and schemes.
◦ Check processing systems.
◦ SWIFT and international payment protocols (Wires).
◦ Other clearing and settlement systems.
Technical Architecture
• Expertise in interoperability and integration architecture:
◦ ISO 20022 standards and implementations.
◦ Enterprise integration patterns and design principles.
◦ System-to-system communication protocols.
• Advanced knowledge of modern application architecture:
◦ Microservices architecture and design patterns.
◦ Event-driven architectures and event streaming platforms (Kafka, RabbitMQ, etc.).
◦ Message queuing systems and asynchronous processing.
◦ API-first design methodologies.
Database & Data Management
• Extensive experience with mainstream RDBMS platforms (Oracle, PostgreSQL, SQL Server, etc.).
• Exposure to distributed database systems and eventual consistency patterns.
• Understanding of data governance and data quality in payment systems.
Security & Infrastructure
• ISO 27001 compliance and information security management.
• NIST Cybersecurity Framework knowledge and implementation experience.
• API Security expertise:
◦ OAuth 2.0 and OpenID Connect (OIDC).
◦ JWT, JWS (JSON Web Signature), and JWE (JSON Web Encryption).
◦ API authentication, authorization, and rate limiting.
◦ Secure API gateway implementation.
• Web Front-End Security:
◦ OWASP Top 10 mitigation strategies.
◦ Secure coding practices for payment interfaces.
◦ PCI DSS compliance for web applications.
Emerging Technologies
• Knowledge and exploratory experience with Agentic AI and intelligent automation in payments.
• Understanding of tokenized assets, digital wallets, and blockchain applicatio
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